Scandia, MN vs Cross Plains, WI: Cost of Living

Which city costs less?

Cross Plains, WI has a modeled overall cost index 0.4% higher than Scandia, MN.

Scandia, MN · modeled 2BR rent: $1,520 / month
Cross Plains, WI · modeled 2BR rent: $1,610 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Scandia, MN and Cross Plains, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Scandia, MN

Numbers update automatically as you type

Estimated extra cost: $51.53/month in Cross Plains, WI

$150,000 in your current city has a modeled equivalent of $150,618 in Cross Plains, WI

Regional cost estimates: Scandia, MN uses Saint Paul, MN. Cross Plains, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.4%

More expensive

Monthly Impact

$51.53

Extra cost

Annual Impact

$618

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Scandia, MN

Population:4K

Cost Index:

95.1

100 = national average

Typical Home:$516K

Cross Plains, WI

Population:4K

Cost Index:

95.4

100 = national average

Typical Home:$517K

Planning the move to Cross Plains?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Scandia, MN

The North Star State

Population

State Tax

Yes

Located in Minnesota, this city has a population of 4K residents.

Cross Plains, WI

The Badger State

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Scandia, MN vs Cross Plains, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Scandia, MN	Cross Plains, WI	Difference	Change
Other	$1,627/mo	$1,697/mo	↑ $69.67more	4.3%
Groceries	$1,021/mo	$953/mo	↓ $67.56less	6.6%
Housing	$2,296/mo	$2,349/mo	↑ $53.11more	2.3%
Healthcare	$750/mo	$714/mo	↓ $35.51less	4.7%
Transportation	$1,302/mo	$1,333/mo	↑ $30.87more	2.4%
All Utilities	$504/mo	$505/mo	↑ $0.96more	0.2%

Other

↑ 4.3%

Scandia, MN

$1,627

Cross Plains, WI

$1,697

Difference

$69.67

Groceries

↓ 6.6%

Scandia, MN

$1,021

Cross Plains, WI

$953

Difference

$67.56

less

Housing

↑ 2.3%

Scandia, MN

$2,296

Cross Plains, WI

$2,349

Difference

$53.11

Healthcare

↓ 4.7%

Scandia, MN

$750

Cross Plains, WI

$714

Difference

$35.51

less

Transportation

↑ 2.4%

Scandia, MN

$1,302

Cross Plains, WI

$1,333

Difference

$30.87

All Utilities

↑ 0.2%

Scandia, MN

$504

Cross Plains, WI

$505

Difference

$0.96

🏠Rent Comparison

Studio

From$1,100

To$1,210

↑ $110

1 Bed

From$1,250

To$1,410

↑ $160

2 Bed

From$1,520

To$1,610

↑ $90.00

3 Bed

From$2,020

To$2,130

↑ $110

Scandia, MNZIP-level data

1BR range: $1,250–$1,250/mo

Cross Plains, WIZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Scandia, MN

$7,552

Monthly in Cross Plains, WI

$51.53

Difference

Home Values

Scandia

Cross Plains

$516K

Median Value

$517K

↑ +2.4%

YoY Change

↑ +3.7%

↑ +30%

5-Year Change

↑ +35.7%

Calculate payment - Scandia Calculate payment - Cross Plains

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$132

More take-home

Effective Rate Diff

1.1%

Rate difference

Scandia, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Cross Plains, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

Scandia, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Cross Plains, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Scandia

Cross Plains

36 Good

Air Quality

42 Good

72.4%

Good Air Days

72.1%

95 High

Climate Risk

94 Moderate

🌊🌡🌪

Top Hazards

🌊🌪💨

▲+3.7°F

2050 Outlook

▲+3.4°F

14 days

Heat Days >95°F

10 days

▲+3.7°F

2050 Outlook

▲+3.4°F

14 days

Heat Days >95°F

10 days

Before moving from Scandia, MN to Cross Plains, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Cross Plains, WI for the same bedroom count and included utilities as your home in Scandia, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Scandia to Cross Plains moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cross Plains, WI by cost, housing, population and region.

Frequently Asked Questions: Scandia, MN vs Cross Plains, WI

How do the cost estimates for Scandia, MN and Cross Plains, WI compare?

Cross Plains, WI has a modeled overall cost index 0.4% higher than Scandia, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Scandia, MN, the model estimates $150,618 in Cross Plains, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Scandia, MN and Cross Plains, WI?

The modeled two-bedroom rents are $1,520/month in Scandia, MN and $1,610/month in Cross Plains, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Wisconsin on TaxTakeHome.com