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Cost of Living Comparison 2026

📍 Schertz, TX — COL adjusted from San Antonio, TX area + state data

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Nashville, TN

$150.0K in your current city equals $170.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area
Overall Cost
↑ 22.7%
More expensive
Monthly Impact
$1,704
Extra cost
Annual Impact
$20.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Schertz, TX

Population:43K
Cost Index:100
Median Home:$215K

Nashville, TN

Population:689K
Cost Index:123
Median Home:$489K

Schertz, TX

The Lone Star State

43K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 43K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Schertz, TX vs Nashville, TN

🏠Housing
↑ 52.1%
Schertz, TX
$1,743
Nashville, TN
$2,651
Difference
$908
more
📦Other
↑ 27.8%
Schertz, TX
$1,519
Nashville, TN
$1,942
Difference
$423
more
🏥Healthcare
↑ 20.1%
Schertz, TX
$506
Nashville, TN
$607
Difference
$101
more
🚗Transportation
↑ 8.2%
Schertz, TX
$1,187
Nashville, TN
$1,284
Difference
$97.23
more
🛒Groceries
↑ 8.2%
Schertz, TX
$877
Nashville, TN
$949
Difference
$72.17
more
⚡All Utilities
↑ 9.1%
Schertz, TX
$476
Nashville, TN
$519
Difference
$43.14
more

🏠Rent Comparison

Studio
From$588
To$1,600
↑ $1,012
1 Bed
From$666
To$1,680
↑ $1,014
2 Bed
From$823
To$1,840
↑ $1,017
3 Bed
From$1,137
To$2,350
↑ $1,213
Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,308
Monthly in Schertz, TX
$7,952
Monthly in Nashville, TN
$1,644
Difference

Home Values

Schertz
Nashville
-
Median Value
$489K
-
YoY Change
↓ -2.1%
-
5-Year Change
↑ +32.1%
-
Price Range
$320K - $1.16M
Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Schertz, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Schertz, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Schertz
Nashville
52 Moderate
Air Quality
50 Good
47.5%
Good Air Days
51.6%
99 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+2.6°F
2050 Outlook
▲+2.8°F
105 days
Heat Days >95°F
42 days
▲+2.6°F
2050 Outlook
▲+2.8°F
105 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Texas and Tennessee on TaxTakeHome.com

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