Schuylkill Haven, PA vs Alfred, NY: Cost of Living

Which city costs less?

Alfred, NY has a modeled overall cost index 3.3% higher than Schuylkill Haven, PA.

Schuylkill Haven, PA · modeled 2BR rent
$970 / month
Alfred, NY · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Schuylkill Haven, PA and Alfred, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $78.83/month in Alfred, NY

$150,000 in your current city has a modeled equivalent of $150,946 in Alfred, NY

Regional cost estimates: Schuylkill Haven, PA uses Philadelphia, PA. Alfred, NY uses Pittsburgh, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.3%
More expensive
Monthly Impact
$78.83
Extra cost
Annual Impact
$946
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Schuylkill Haven, PA

Population:5K
Cost Index:
85.0
100 = national average
Typical Home:$228K

Alfred, NY

Population:5K
Cost Index:
87.8
100 = national average
Typical Home:$186K

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Schuylkill Haven, PA

The Keystone State

5K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 5K residents.

Alfred, NY

The Empire State

5K
Population
State Tax
Yes

Located in New York, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Schuylkill Haven, PA vs Alfred, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 6.4%
Schuylkill Haven, PA
$1,705
Alfred, NY
$1,814
Difference
$109
more
All Utilities
↑ 8.4%
Schuylkill Haven, PA
$636
Alfred, NY
$689
Difference
$53.38
more
Healthcare
↓ 6.0%
Schuylkill Haven, PA
$637
Alfred, NY
$599
Difference
$38.10
less
Groceries
↓ 2.9%
Schuylkill Haven, PA
$1,158
Alfred, NY
$1,124
Difference
$33.42
less
Housing
↓ 1.0%
Schuylkill Haven, PA
$2,000
Alfred, NY
$1,980
Difference
$19.77
less
Transportation
↑ 0.5%
Schuylkill Haven, PA
$1,365
Alfred, NY
$1,372
Difference
$7.47
more

🏠Rent Comparison

Studio
From$690
To$760
↑ $70.00
1 Bed
From$740
To$770
↑ $30.00
2 Bed
From$970
To$990
↑ $20.00
3 Bed
From$1,270
To$1,260
↓ $10.00
Schuylkill Haven, PAZIP-level data

1BR range: $740–$740/mo

Alfred, NYZIP-level data

1BR range: $770–$770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Schuylkill Haven, PA
$7,579
Monthly in Alfred, NY
$78.83
Difference

Home Values

Schuylkill Haven
Alfred
$228K
Median Value
$186K
↑ +6.8%
YoY Change
↑ +7.4%
↑ +51.1%
5-Year Change
↑ +51.9%

Homes in Alfred are 19% less expensive than Schuylkill Haven

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$412
Less take-home
Effective Rate Diff
3.3%
Rate difference

Schuylkill Haven, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Alfred, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Schuylkill Haven, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Alfred, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Schuylkill Haven
Alfred
52 Moderate
Air Quality
52 Moderate
47.3%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+3.0°F
22 days
Heat Days >95°F
12 days
▲+2.9°F
2050 Outlook
▲+3.0°F
22 days
Heat Days >95°F
12 days

Before moving from Schuylkill Haven, PA to Alfred, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Alfred, NY for the same bedroom count and included utilities as your home in Schuylkill Haven, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Schuylkill Haven to Alfred moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Alfred, NY by cost, housing, population and region.

Frequently Asked Questions: Schuylkill Haven, PA vs Alfred, NY

How do the cost estimates for Schuylkill Haven, PA and Alfred, NY compare?

Alfred, NY has a modeled overall cost index 3.3% higher than Schuylkill Haven, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Schuylkill Haven, PA, the model estimates $150,946 in Alfred, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Schuylkill Haven, PA and Alfred, NY?

The modeled two-bedroom rents are $970/month in Schuylkill Haven, PA and $990/month in Alfred, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com

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