Scott City, MO vs Forest City, IA: Cost of Living

Which city costs less?

Forest City, IA has a modeled overall cost index 2.1% lower than Scott City, MO.

Scott City, MO · modeled 2BR rent
$920 / month
Forest City, IA · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Scott City, MO and Forest City, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $50.62/month in Forest City, IA

$150,000 in your current city has a modeled equivalent of $149,393 in Forest City, IA

Regional cost estimates: Scott City, MO uses St. Louis, MO. Forest City, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.1%
Less expensive
Monthly Impact
$50.62
Savings
Annual Impact
$607
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Scott City, MO

Population:4K
Cost Index:
78.3
100 = national average
Typical Home:$166K

Forest City, IA

Population:4K
Cost Index:
76.7
100 = national average
Typical Home:$175K

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Scott City, MO

The Show-Me State

4K
Population
State Tax
Yes

Located in Missouri, this city has a population of 4K residents.

Forest City, IA

The Hawkeye State

4K
Population
State Tax
Yes

Located in Iowa, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Scott City, MO vs Forest City, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↑ 25.9%
Scott City, MO
$628
Forest City, IA
$791
Difference
$163
more
Housing
↑ 5.2%
Scott City, MO
$1,906
Forest City, IA
$2,004
Difference
$98.58
more
Other
↓ 5.3%
Scott City, MO
$1,819
Forest City, IA
$1,722
Difference
$97.20
less
All Utilities
↓ 14.6%
Scott City, MO
$639
Forest City, IA
$545
Difference
$93.41
less
Groceries
↓ 6.8%
Scott City, MO
$1,133
Forest City, IA
$1,055
Difference
$77.07
less
Transportation
↓ 3.2%
Scott City, MO
$1,376
Forest City, IA
$1,332
Difference
$44.27
less

🏠Rent Comparison

Studio
From$680
To$720
↑ $40.00
1 Bed
From$720
To$770
↑ $50.00
2 Bed
From$920
To$970
↑ $50.00
3 Bed
From$1,250
To$1,280
↑ $30.00
Scott City, MOZIP-level data

1BR range: $720–$720/mo

Forest City, IAZIP-level data

1BR range: $770–$770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Scott City, MO
$7,449
Monthly in Forest City, IA
$50.62
Difference

Home Values

Scott City
Forest City
$166K
Median Value
$175K
↑ +3.6%
YoY Change
↑ +2.8%
↑ +20.7%
5-Year Change
↑ +24.9%

Homes in Forest City are 5% more expensive than Scott City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.8K
More taxes
Monthly Difference
$231
Less take-home
Effective Rate Diff
1.8%
Rate difference

Scott City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Forest City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Scott City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Forest City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Scott City
Forest City
54 Moderate
Air Quality
45 Good
38%
Good Air Days
67.5%
99 High
Climate Risk
92 Moderate
🌊🌡🫨
Top Hazards
🌡☀🌪
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
25 days
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
25 days

Before moving from Scott City, MO to Forest City, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Forest City, IA for the same bedroom count and included utilities as your home in Scott City, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Scott City to Forest City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Forest City, IA by cost, housing, population and region.

Frequently Asked Questions: Scott City, MO vs Forest City, IA

How do the cost estimates for Scott City, MO and Forest City, IA compare?

Forest City, IA has a modeled overall cost index 2.1% lower than Scott City, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Scott City, MO, the model estimates $149,393 in Forest City, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Scott City, MO and Forest City, IA?

The modeled two-bedroom rents are $920/month in Scott City, MO and $970/month in Forest City, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Iowa on TaxTakeHome.com

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