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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $1.2K/month moving to New Braunfels, TX

$150.0K in your current city equals $135.1K in New Braunfels, TX

Rent data from HUD ZIP-level estimates ยท COL index from Phoenix-Mesa-Chandler, AZ area
Overall Cost
โ†“ 16.6%
Less expensive
Monthly Impact
$1,243
Savings
Annual Impact
$14.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Scottsdale, AZ

Population:241K
Cost Index:
100
100 = national average
Median Home:$842K

New Braunfels, TX

Population:111K
Cost Index:
83
(17% below avg)
Median Home:$215K

Scottsdale, AZ

The Grand Canyon State

241K
Population
State Tax
Yes

Located in Arizona, this city has a population of 241K residents.

New Braunfels, TX

The Lone Star State

111K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 111K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Scottsdale, AZ vs New Braunfels, TX

Housing
โ†“ 35.9%
Scottsdale, AZ
$2,788
New Braunfels, TX
$1,788
Difference
$1,001
less
Transportation
โ†“ 18.2%
Scottsdale, AZ
$1,489
New Braunfels, TX
$1,217
Difference
$272
less
Other
โ†“ 7.1%
Scottsdale, AZ
$1,677
New Braunfels, TX
$1,558
Difference
$119
less
All Utilities
โ†“ 14.1%
Scottsdale, AZ
$561
New Braunfels, TX
$482
Difference
$79.13
less
Healthcare
โ†“ 13.0%
Scottsdale, AZ
$589
New Braunfels, TX
$512
Difference
$76.36
less
Groceries
โ†“ 7.8%
Scottsdale, AZ
$963
New Braunfels, TX
$888
Difference
$74.94
less

๐Ÿ Rent Comparison

Studio
From$1,815
To$603
โ†“ $1,212
1 Bed
From$1,975
To$684
โ†“ $1,291
2 Bed
From$2,295
To$844
โ†“ $1,451
3 Bed
From$3,060
To$1,166
โ†“ $1,894
Scottsdale, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068
Monthly in Scottsdale, AZ
$6,446
Monthly in New Braunfels, TX
$1,622
Difference

Home Values

Scottsdale
New Braunfels
$842K
Median Value
-
โ†‘ +1.5%
YoY Change
-
โ†‘ +46.5%
5-Year Change
-
$522K - $1.51M
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.2K
Per year
Monthly Difference
$436
More take-home
Effective Rate Diff
3.5%
Rate difference

Scottsdale, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

New Braunfels, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Scottsdale, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

New Braunfels, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Scottsdale
New Braunfels
77 Moderate
Air Quality
52 Moderate
9%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
161 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
161 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arizona and Texas on TaxTakeHome.com

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