Is Round Rock, TX cheaper than Scottsdale, AZ?

Based on cost of living data, Round Rock, TX is 4.6% cheaper than Scottsdale, AZ. This translates to saving $342 per month.

What salary do I need in Round Rock, TX to live like I do in Scottsdale, AZ?

If you earn $150,000 in Scottsdale, AZ, you'd need approximately $145,893.717 in Round Rock, TX to maintain the same standard of living.

How does housing cost compare between Scottsdale, AZ and Round Rock, TX?

Housing in Round Rock, TX is 11.0% cheaper than in Scottsdale, AZ. For a two-bedroom apartment, rent is $1,577/month in Round Rock, TX compared to $2,295/month in Scottsdale, AZ.

How much can I save per month by moving from Scottsdale, AZ to Round Rock, TX?

Moving from Scottsdale, AZ to Round Rock, TX could save you approximately $342 per month, or $4106 per year, based on a $150,000 salary.

Scottsdale, AZ vs Round Rock, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Scottsdale, AZ

Numbers update automatically as you type

You'd save $342/month moving to Round Rock, TX

$150.0K in your current city equals $145.9K in Round Rock, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↓ 4.6%

Less expensive

Monthly Impact

$342

Savings

Annual Impact

$4.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Scottsdale, AZ

Population:241K

Cost Index:

100

100 = national average

Median Home:$842K

Round Rock, TX

Population:130K

Cost Index:

(5% below avg)

Median Home:$404K

Scottsdale, AZ

The Grand Canyon State

241K

Population

State Tax

Yes

Located in Arizona, this city has a population of 241K residents.

Round Rock, TX

The Lone Star State

130K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 130K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Scottsdale, AZ vs Round Rock, TX

Category	Scottsdale, AZ	Round Rock, TX	Difference	Change
Housing	$2,788/mo	$2,482/mo	↓ $306less	11.0%
Transportation	$1,489/mo	$1,228/mo	↓ $261less	17.5%
All Utilities	$561/mo	$529/mo	↓ $32.19less	5.7%
Groceries	$963/mo	$938/mo	↓ $25.23less	2.6%
Healthcare	$589/mo	$576/mo	↓ $13.03less	2.2%
Other	$1,677/mo	$1,665/mo	↓ $12.59less	0.8%

Housing

↓ 11.0%

Scottsdale, AZ

$2,788

Round Rock, TX

$2,482

Difference

$306

less

Transportation

↓ 17.5%

Scottsdale, AZ

$1,489

Round Rock, TX

$1,228

Difference

$261

less

All Utilities

↓ 5.7%

Scottsdale, AZ

$561

Round Rock, TX

$529

Difference

$32.19

less

Groceries

↓ 2.6%

Scottsdale, AZ

$963

Round Rock, TX

$938

Difference

$25.23

less

Healthcare

↓ 2.2%

Scottsdale, AZ

$589

Round Rock, TX

$576

Difference

$13.03

less

Other

↓ 0.8%

Scottsdale, AZ

$1,677

Round Rock, TX

$1,665

Difference

$12.59

less

🏠Rent Comparison

Studio

From$1,815

To$1,252

↓ $563

1 Bed

From$1,975

To$1,329

↓ $646

2 Bed

From$2,295

To$1,577

↓ $718

3 Bed

From$3,060

To$1,999

↓ $1,061

Scottsdale, AZZIP-level data

1BR range: $1,300–$2,380/mo

Round Rock, TXZIP-level data

1BR range: $1,510–$1,760/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068

Monthly in Scottsdale, AZ

$7,418

Monthly in Round Rock, TX

$650

Difference

Home Values

Scottsdale

Round Rock

$842K

Median Value

$404K

↑ +1.5%

YoY Change

↓ -5.4%

↑ +46.5%

5-Year Change

↑ +21.6%

$522K - $1.51M

Price Range

$335K - $474K

Homes in Round Rock are 52% less expensive than Scottsdale

Calculate payment - Scottsdale Calculate payment - Round Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Scottsdale, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Round Rock, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Scottsdale, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Round Rock, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.