Is San Antonio, TX cheaper than Scottsdale, AZ?

Based on cost of living data, San Antonio, TX is 11.8% cheaper than Scottsdale, AZ. This translates to saving $887 per month.

What salary do I need in San Antonio, TX to live like I do in Scottsdale, AZ?

If you earn $150,000 in Scottsdale, AZ, you'd need approximately $139,360.465 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Scottsdale, AZ and San Antonio, TX?

Housing in San Antonio, TX is 24.7% cheaper than in Scottsdale, AZ. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,295/month in Scottsdale, AZ.

How much can I save per month by moving from Scottsdale, AZ to San Antonio, TX?

Moving from Scottsdale, AZ to San Antonio, TX could save you approximately $887 per month, or $10640 per year, based on a $150,000 salary.

Scottsdale, AZ vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Scottsdale, AZ

Numbers update automatically as you type

You'd save $887/month moving to San Antonio, TX

$150.0K in your current city equals $139.4K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↓ 11.8%

Less expensive

Monthly Impact

$887

Savings

Annual Impact

$10.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Scottsdale, AZ

Population:241K

Cost Index:100

Median Home:$842K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Scottsdale, AZ

The Grand Canyon State

241K

Population

State Tax

Yes

Located in Arizona, this city has a population of 241K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Scottsdale, AZ vs San Antonio, TX

Category	Scottsdale, AZ	San Antonio, TX	Difference	Change
🏠Housing	$2,788/mo	$2,100/mo	↓ $689less	24.7%
🚗Transportation	$1,489/mo	$1,287/mo	↓ $202less	13.6%
⚡All Utilities	$561/mo	$496/mo	↓ $65.57less	11.7%
🏥Healthcare	$589/mo	$527/mo	↓ $61.96less	10.5%
🛒Groceries	$963/mo	$913/mo	↓ $49.96less	5.2%
📦Other	$1,677/mo	$1,647/mo	↓ $30.13less	1.8%

🏠Housing

↓ 24.7%

Scottsdale, AZ

$2,788

San Antonio, TX

$2,100

Difference

$689

less

🚗Transportation

↓ 13.6%

Scottsdale, AZ

$1,489

San Antonio, TX

$1,287

Difference

$202

less

⚡All Utilities

↓ 11.7%

Scottsdale, AZ

$561

San Antonio, TX

$496

Difference

$65.57

less

🏥Healthcare

↓ 10.5%

Scottsdale, AZ

$589

San Antonio, TX

$527

Difference

$61.96

less

🛒Groceries

↓ 5.2%

Scottsdale, AZ

$963

San Antonio, TX

$913

Difference

$49.96

less

📦Other

↓ 1.8%

Scottsdale, AZ

$1,677

San Antonio, TX

$1,647

Difference

$30.13

less

🏠Rent Comparison

Studio

From$1,815

To$1,110

↓ $705

1 Bed

From$1,975

To$1,210

↓ $765

2 Bed

From$2,295

To$1,470

↓ $825

3 Bed

From$3,060

To$1,890

↓ $1,170

Scottsdale, AZZIP-level data

1BR range: $1,300–$2,380/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068

Monthly in Scottsdale, AZ

$6,969

Monthly in San Antonio, TX

$1,098

Difference

Home Values

Scottsdale

San Antonio

$842K

Median Value

$215K

↑ +1.5%

YoY Change

↓ -2.9%

↑ +46.5%

5-Year Change

↑ +16.7%

$522K - $1.51M

Price Range

$107K - $905K

Homes in San Antonio are 74% less expensive than Scottsdale

Calculate payment - Scottsdale Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Scottsdale, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Scottsdale, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.