Scottsville, NY vs Jacksonville, FL: Cost of Living

Which city costs less?

Jacksonville, FL has a modeled overall cost index 34.4% higher than Scottsville, NY.

Scottsville, NY · modeled 2BR rent
$1,780 / month
Jacksonville, FL · modeled 2BR rent
$1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Scottsville, NY and Jacksonville, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $2,468/month in Jacksonville, FL

$150,000 in your current city has a modeled equivalent of $179,612 in Jacksonville, FL

Regional cost estimates: Scottsville, NY uses Pittsburgh, PA. Jacksonville, FL uses Jacksonville, FL Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 34.4%
More expensive
Monthly Impact
$2,468
Extra cost
Annual Impact
$29.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Scottsville, NY

Population:2K
Cost Index:
69.9
100 = national average
Typical Home:$251K

Jacksonville, FL

Population:950K
Cost Index:
94.0
100 = national average
Typical Home:$289K

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Scottsville, NY

The Empire State

2K
Population
State Tax
Yes

Located in New York, this city has a population of 2K residents.

Jacksonville, FL

The Sunshine State

950K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 950K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Scottsville, NY vs Jacksonville, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 60.3%
Scottsville, NY
$1,887
Jacksonville, FL
$3,025
Difference
$1,137
more
Other
↑ 28.6%
Scottsville, NY
$1,729
Jacksonville, FL
$2,223
Difference
$494
more
Transportation
↑ 34.4%
Scottsville, NY
$1,308
Jacksonville, FL
$1,758
Difference
$450
more
Groceries
↑ 16.2%
Scottsville, NY
$1,201
Jacksonville, FL
$1,396
Difference
$195
more
Healthcare
↑ 22.1%
Scottsville, NY
$639
Jacksonville, FL
$780
Difference
$141
more
All Utilities
↑ 6.7%
Scottsville, NY
$736
Jacksonville, FL
$786
Difference
$49.45
more

🏠Rent Comparison

Studio
From$1,260
To$1,250
↓ $10.00
1 Bed
From$1,420
To$1,270
↓ $150
2 Bed
From$1,780
To$1,530
↓ $250
3 Bed
From$2,140
To$1,890
↓ $250
Scottsville, NYZIP-level data

1BR range: $1,420–$1,420/mo

Jacksonville, FLZIP-level data

1BR range: $960–$2,070/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Scottsville, NY
$9,968
Monthly in Jacksonville, FL
$2,468
Difference

Home Values

Scottsville
Jacksonville
$251K
Median Value
$289K
↑ +1.7%
YoY Change
↓ -3.7%
↑ +44.2%
5-Year Change
↑ +31.6%
$251K
Price Range
$102K - $535K

Homes in Jacksonville are 15% more expensive than Scottsville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

Scottsville, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Jacksonville, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Scottsville, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Jacksonville, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Scottsville
Jacksonville
52 Moderate
Air Quality
50 Good
47.8%
Good Air Days
51.9%
98 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+3.0°F
2050 Outlook
▲+2.3°F
12 days
Heat Days >95°F
36 days
▲+3.0°F
2050 Outlook
▲+2.3°F
12 days
Heat Days >95°F
36 days

Before moving from Scottsville, NY to Jacksonville, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Jacksonville, FL for the same bedroom count and included utilities as your home in Scottsville, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Scottsville to Jacksonville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Jacksonville, FL by cost, housing, population and region.

Frequently Asked Questions: Scottsville, NY vs Jacksonville, FL

How do the cost estimates for Scottsville, NY and Jacksonville, FL compare?

Jacksonville, FL has a modeled overall cost index 34.4% higher than Scottsville, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Scottsville, NY, the model estimates $179,612 in Jacksonville, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Scottsville, NY and Jacksonville, FL?

The modeled two-bedroom rents are $1,780/month in Scottsville, NY and $1,530/month in Jacksonville, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Florida on TaxTakeHome.com

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