Scranton, PA vs Wilmington, DE: Cost of Living

Which city costs less?

Wilmington, DE has a modeled overall cost index 3.0% lower than Scranton, PA.

Scranton, PA · modeled 2BR rent
$1,280 / month
Wilmington, DE · modeled 2BR rent
$1,605 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Scranton, PA and Wilmington, DE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $201/month in Wilmington, DE

$150,000 in your current city has a modeled equivalent of $147,591 in Wilmington, DE

Regional cost estimates: Scranton, PA uses Newark, NJ. Wilmington, DE uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.0%
Less expensive
Monthly Impact
$201
Savings
Annual Impact
$2.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Scranton, PA

Population:76K
Cost Index:
97.3
100 = national average
Typical Home:$192K

Wilmington, DE

Population:72K
Cost Index:
94.4
100 = national average
Typical Home:$205K

Planning the move to Wilmington?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Scranton, PA

The Keystone State

76K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 76K residents.

Wilmington, DE

The First State

72K
Population
State Tax
Yes

Located in Delaware, this city has a population of 72K residents.

Cost Breakdown by Category

Estimated monthly spending: Scranton, PA vs Wilmington, DE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 9.3%
Scranton, PA
$1,860
Wilmington, DE
$1,687
Difference
$172
less
Transportation
↓ 7.9%
Scranton, PA
$1,467
Wilmington, DE
$1,351
Difference
$117
less
Housing
↑ 5.9%
Scranton, PA
$1,868
Wilmington, DE
$1,979
Difference
$111
more
Healthcare
↓ 10.2%
Scranton, PA
$665
Wilmington, DE
$598
Difference
$67.54
less
Groceries
↑ 2.2%
Scranton, PA
$1,063
Wilmington, DE
$1,087
Difference
$23.71
more
All Utilities
↑ 3.6%
Scranton, PA
$576
Wilmington, DE
$597
Difference
$20.94
more

🏛️ Local Income Taxes

Scranton, PA: Scranton Earned Income Tax$5,100/yr (3.4%)
Wilmington, DE: Wilmington Earned Income Tax$1,875/yr (1.3%)
Net difference-$3,225/yr

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$885
To$1,235
↑ $350
1 Bed
From$1,050
To$1,345
↑ $295
2 Bed
From$1,280
To$1,605
↑ $325
3 Bed
From$1,665
To$1,925
↑ $260
Scranton, PAZIP-level data

1BR range: $1,000–$1,090/mo

Wilmington, DEZIP-level data

1BR range: $1,300–$1,460/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Scranton, PA
$7,299
Monthly in Wilmington, DE
$201
Difference

Home Values

Scranton
Wilmington
$192K
Median Value
$205K
↑ +5.7%
YoY Change
↑ +2.5%
↑ +59.6%
5-Year Change
↑ +38.5%
$165K - $208K
Price Range
$175K - $340K

Homes in Wilmington are 7% more expensive than Scranton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.3K
More taxes
Monthly Difference
$357
Less take-home
Effective Rate Diff
2.9%
Rate difference

Scranton, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Wilmington, DE

Federal Income Tax
Effective: 18.9%
$25.5K
Delaware State Tax
Effective: 5.9%
$8.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,675/month
$104.1K

Additional Tax Information

Scranton, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Wilmington, DE Tax Rates

Sales Tax:0.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Scranton
Wilmington
N/A
Air Quality
52 Moderate
-
Good Air Days
47.3%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.9°F
2050 Outlook
▲+2.9°F
15 days
Heat Days >95°F
22 days
▲+2.9°F
2050 Outlook
▲+2.9°F
15 days
Heat Days >95°F
22 days

Before moving from Scranton, PA to Wilmington, DE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Wilmington, DE for the same bedroom count and included utilities as your home in Scranton, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Scranton to Wilmington moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Wilmington, DE by cost, housing, population and region.

Frequently Asked Questions: Scranton, PA vs Wilmington, DE

How do the cost estimates for Scranton, PA and Wilmington, DE compare?

Wilmington, DE has a modeled overall cost index 3.0% lower than Scranton, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Scranton, PA, the model estimates $147,591 in Wilmington, DE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Scranton, PA and Wilmington, DE?

The modeled two-bedroom rents are $1,280/month in Scranton, PA and $1,605/month in Wilmington, DE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and Delaware on TaxTakeHome.com

Similar cost to Wilmington, DE

Other cities in a similar price range

Want to compare different cities?

New Comparison