Is Eugene, OR cheaper than Seattle, WA?

Based on cost of living data, Eugene, OR is 39.3% cheaper than Seattle, WA. This translates to saving $2949 per month.

What salary do I need in Eugene, OR to live like I do in Seattle, WA?

If you earn $150,000 in Seattle, WA, you'd need approximately $114,610.144 in Eugene, OR to maintain the same standard of living.

How does housing cost compare between Seattle, WA and Eugene, OR?

Housing in Eugene, OR is 54.9% cheaper than in Seattle, WA. For a two-bedroom apartment, rent is $1,208/month in Eugene, OR compared to $2,630/month in Seattle, WA.

How much can I save per month by moving from Seattle, WA to Eugene, OR?

Moving from Seattle, WA to Eugene, OR could save you approximately $2949 per month, or $35390 per year, based on a $150,000 salary.

Seattle, WA vs Eugene, OR: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Seattle, WA

Numbers update automatically as you type

You'd save $2.9K/month moving to Eugene, OR

$150.0K in your current city equals $114.6K in Eugene, OR

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 39.3%

Less expensive

Monthly Impact

$2,949

Savings

Annual Impact

$35.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K

Cost Index:

100

100 = national average

Median Home:$808K

Eugene, OR

Population:178K

Cost Index:

(39% below avg)

Median Home:$470K

Seattle, WA

The Evergreen State

749K

Population

State Tax

No Income Tax

Climate

Oceanic

Notable Facts

•Coffee culture birthplace
•Major tech center
•Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Seattle, WA vs Eugene, OR

Category	Seattle, WA	Eugene, OR	Difference	Change
Housing	$7,536/mo	$3,399/mo	↓ $4,138less	54.9%
Transportation	$1,899/mo	$1,382/mo	↓ $517less	27.2%
Other	$1,975/mo	$1,546/mo	↓ $430less	21.8%
Healthcare	$824/mo	$594/mo	↓ $230less	27.9%
Groceries	$1,079/mo	$958/mo	↓ $121less	11.2%
All Utilities	$481/mo	$426/mo	↓ $54.90less	11.4%

Housing

↓ 54.9%

Seattle, WA

$7,536

Eugene, OR

$3,399

Difference

$4,138

less

Transportation

↓ 27.2%

Seattle, WA

$1,899

Eugene, OR

$1,382

Difference

$517

less

Other

↓ 21.8%

Seattle, WA

$1,975

Eugene, OR

$1,546

Difference

$430

less

Healthcare

↓ 27.9%

Seattle, WA

$824

Eugene, OR

$594

Difference

$230

less

Groceries

↓ 11.2%

Seattle, WA

$1,079

Eugene, OR

$958

Difference

$121

less

All Utilities

↓ 11.4%

Seattle, WA

$481

Eugene, OR

$426

Difference

$54.90

less

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Seattle, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,180

To$873

↓ $1,307

1 Bed

From$2,260

To$921

↓ $1,339

2 Bed

From$2,630

To$1,208

↓ $1,422

3 Bed

From$3,440

To$1,682

↓ $1,758

Seattle, WAZIP-level data

1BR range: $1,900–$3,210/mo

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794

Monthly in Seattle, WA

$8,304

Monthly in Eugene, OR

$5,491

Difference

Home Values

Seattle

Eugene

$808K

Median Value

$470K

↓ -2.5%

YoY Change

↓ -0.3%

↑ +12.5%

5-Year Change

↑ +27.2%

$433K - $1.34M

Price Range

$391K - $592K

Homes in Eugene are 42% less expensive than Seattle

Calculate payment - Seattle Calculate payment - Eugene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Seattle, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.