Is Miami, FL cheaper than Seattle, WA?

Based on cost of living data, Miami, FL is 28.5% cheaper than Seattle, WA. This translates to saving $2137 per month.

What salary do I need in Miami, FL to live like I do in Seattle, WA?

If you earn $150,000 in Seattle, WA, you'd need approximately $124,360.465 in Miami, FL to maintain the same standard of living.

How does housing cost compare between Seattle, WA and Miami, FL?

Housing in Miami, FL is 51.0% cheaper than in Seattle, WA. For a two-bedroom apartment, rent is $2,660/month in Miami, FL compared to $2,630/month in Seattle, WA.

How much can I save per month by moving from Seattle, WA to Miami, FL?

Moving from Seattle, WA to Miami, FL could save you approximately $2137 per month, or $25640 per year, based on a $150,000 salary.

MoveNumbers

Seattle, WA

Tap to swap

Miami, FL

Cost of Living Comparison 2026

Current salary in Seattle, WA

Numbers update automatically as you type

You'd save $2.1K/month moving to Miami, FL

$150.0K in your current city equals $124.4K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 28.5%

Less expensive

Monthly Impact

$2,137

Savings

Annual Impact

$25.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K

Cost Index:100

Median Home:$808K

Miami, FL

Population:442K

Cost Index:72

Median Home:$510K

Seattle, WA

The Evergreen State

749K

Population

State Tax

No Income Tax

Climate

Oceanic

Notable Facts

•Coffee culture birthplace
•Major tech center
•Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Seattle, WA vs Miami, FL

Category	Seattle, WA	Miami, FL	Difference	Change
🏠Housing	$7,536/mo	$3,690/mo	↓ $3,846less	51.0%
🚗Transportation	$1,899/mo	$1,462/mo	↓ $437less	23.0%
🏥Healthcare	$824/mo	$589/mo	↓ $235less	28.6%
📦Other	$1,975/mo	$2,093/mo	↑ $117more	5.9%
⚡All Utilities	$481/mo	$519/mo	↑ $38.25more	8.0%
🛒Groceries	$1,079/mo	$1,079/mo	→ $0	0.0%

🏠Housing

↓ 51.0%

Seattle, WA

$7,536

Miami, FL

$3,690

Difference

$3,846

less

🚗Transportation

↓ 23.0%

Seattle, WA

$1,899

Miami, FL

$1,462

Difference

$437

less

🏥Healthcare

↓ 28.6%

Seattle, WA

$824

Miami, FL

$589

Difference

$235

less

📦Other

↑ 5.9%

Seattle, WA

$1,975

Miami, FL

$2,093

Difference

$117

⚡All Utilities

↑ 8.0%

Seattle, WA

$481

Miami, FL

$519

Difference

$38.25

🛒Groceries

→ 0.0%

Seattle, WA

$1,079

Miami, FL

$1,079

Difference

same

🏠Rent Comparison

Studio

From$2,180

To$1,995

↓ $185

1 Bed

From$2,260

To$2,180

↓ $80.00

2 Bed

From$2,630

To$2,660

↑ $30.00

3 Bed

From$3,440

To$3,415

↓ $25.00

Seattle, WAZIP-level data

1BR range: $1,900–$3,210/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794

Monthly in Seattle, WA

$9,431

Monthly in Miami, FL

$4,363

Difference

Home Values

Seattle

Miami

$808K

Median Value

$510K

↓ -2.5%

YoY Change

↓ -3.6%

↑ +12.5%

5-Year Change

↑ +49.4%

$433K - $1.34M

Price Range

$278K - $1.53M

Homes in Miami are 37% less expensive than Seattle

Calculate payment - Seattle Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Seattle, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.