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Seattle, WA

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Portland, OR

Cost of Living Comparison 2026

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You'd save $1.8K/month moving to Portland, OR

$150.0K in your current city equals $128.0K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
24.4%
Less expensive
Monthly Impact
$1,831
Savings
Annual Impact
$22.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K
Cost Index:100
Median Home:$808K

Portland, OR

Population:641K
Cost Index:76
Median Home:$535K

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Seattle, WA vs Portland, OR

🏠Housing
37.6%
Seattle, WA
$7,536
Portland, OR
$4,704
Difference
$2,833
less
🚗Transportation
9.4%
Seattle, WA
$1,899
Portland, OR
$1,721
Difference
$178
less
🏥Healthcare
19.5%
Seattle, WA
$824
Portland, OR
$663
Difference
$161
less
📦Other
2.5%
Seattle, WA
$1,975
Portland, OR
$1,925
Difference
$50.22
less
🛒Groceries
0.9%
Seattle, WA
$1,079
Portland, OR
$1,069
Difference
$9.99
less
All Utilities
1.1%
Seattle, WA
$481
Portland, OR
$475
Difference
$5.46
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Seattle, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$2,180
To$1,555
$625
1 Bed
From$2,260
To$1,655
$605
2 Bed
From$2,630
To$1,900
$730
3 Bed
From$3,440
To$2,590
$850
Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Seattle, WA
$10,557
Monthly in Portland, OR
$3,237
Difference

Home Values

Seattle
Portland
$808K
Median Value
$535K
↓ -2.5%
YoY Change
↓ -1.2%
↑ +12.5%
5-Year Change
↑ +7.2%
$433K - $1.34M
Price Range
$351K - $760K

Homes in Portland are 34% less expensive than Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$15.5K
More taxes
Monthly Difference
$1,293
Less take-home
Effective Rate Diff
10.3%
Rate difference

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seattle
Portland
41 Good
Air Quality
35 Good
69.7%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com

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