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Seattle, WA

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Raleigh, NC

Cost of Living Comparison 2026

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You'd save $3.3K/month moving to Raleigh, NC

$150.0K in your current city equals $110.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
43.6%
Less expensive
Monthly Impact
$3,270
Savings
Annual Impact
$39.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K
Cost Index:100
Median Home:$808K

Raleigh, NC

Population:474K
Cost Index:56
Median Home:$512K

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Seattle, WA vs Raleigh, NC

🏠Housing
67.2%
Seattle, WA
$7,536
Raleigh, NC
$2,469
Difference
$5,068
less
🚗Transportation
32.4%
Seattle, WA
$1,899
Raleigh, NC
$1,284
Difference
$615
less
📦Other
13.6%
Seattle, WA
$1,975
Raleigh, NC
$1,707
Difference
$268
less
🏥Healthcare
27.1%
Seattle, WA
$824
Raleigh, NC
$601
Difference
$223
less
🛒Groceries
11.1%
Seattle, WA
$1,079
Raleigh, NC
$959
Difference
$120
less
All Utilities
13.6%
Seattle, WA
$481
Raleigh, NC
$546
Difference
$65.57
more

🏠Rent Comparison

Studio
From$2,180
To$1,570
$610
1 Bed
From$2,260
To$1,640
$620
2 Bed
From$2,630
To$1,800
$830
3 Bed
From$3,440
To$2,255
$1,185
Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Seattle, WA
$7,567
Monthly in Raleigh, NC
$6,227
Difference

Home Values

Seattle
Raleigh
$808K
Median Value
$512K
↓ -2.5%
YoY Change
↓ -0.5%
↑ +12.5%
5-Year Change
↑ +38.2%
$433K - $1.34M
Price Range
$314K - $992K

Homes in Raleigh are 37% less expensive than Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seattle
Raleigh
41 Good
Air Quality
46 Good
69.7%
Good Air Days
61.7%
100 Very High
Climate Risk
96 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+2.6°F
2050 Outlook
+2.8°F
2 days
Heat Days >95°F
31 days
+2.6°F
2050 Outlook
+2.8°F
2 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Washington and North Carolina on TaxTakeHome.com

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