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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $2.3K/month moving to Salem, OR

$150.0K in your current city equals $121.9K in Salem, OR

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
31.2%
Less expensive
Monthly Impact
$2,343
Savings
Annual Impact
$28.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K
Cost Index:
100
100 = national average
Median Home:$808K

Salem, OR

Population:177K
Cost Index:
69
(31% below avg)
Median Home:$471K

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Salem, OR

The Beaver State

177K
Population
State Tax
Yes

Located in Oregon, this city has a population of 177K residents.

Cost Breakdown by Category

Annual spending: Seattle, WA vs Salem, OR

Housing
48.9%
Seattle, WA
$7,536
Salem, OR
$3,851
Difference
$3,685
less
Transportation
17.5%
Seattle, WA
$1,899
Salem, OR
$1,566
Difference
$333
less
Other
11.3%
Seattle, WA
$1,975
Salem, OR
$1,751
Difference
$224
less
Healthcare
23.3%
Seattle, WA
$824
Salem, OR
$632
Difference
$192
less
Groceries
5.5%
Seattle, WA
$1,079
Salem, OR
$1,020
Difference
$59.42
less
All Utilities
5.7%
Seattle, WA
$481
Salem, OR
$453
Difference
$27.44
less

🏠Rent Comparison

Studio
From$2,180
To$924
$1,256
1 Bed
From$2,260
To$936
$1,324
2 Bed
From$2,630
To$1,218
$1,412
3 Bed
From$3,440
To$1,686
$1,754
Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

Salem, ORZIP-level data

1BR range: $1,150$1,580/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Seattle, WA
$9,273
Monthly in Salem, OR
$4,521
Difference

Home Values

Seattle
Salem
$808K
Median Value
$471K
↓ -2.5%
YoY Change
↑ +0.3%
↑ +12.5%
5-Year Change
↑ +26.3%
$433K - $1.34M
Price Range
$364K - $488K

Homes in Salem are 42% less expensive than Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$15.5K
More taxes
Monthly Difference
$1,293
Less take-home
Effective Rate Diff
10.3%
Rate difference

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Salem, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Salem, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seattle
Salem
41 Good
Air Quality
35 Good
69.7%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com

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