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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $2.0K/month moving to Vancouver, WA

$150.0K in your current city equals $126.3K in Vancouver, WA

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
26.4%
Less expensive
Monthly Impact
$1,977
Savings
Annual Impact
$23.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seattle, WA

Population:749K
Cost Index:
100
100 = national average
Median Home:$808K

Vancouver, WA

Population:196K
Cost Index:
74
(26% below avg)
Median Home:$463K

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Vancouver, WA

The Evergreen State

196K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 196K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Seattle, WA vs Vancouver, WA

Housing
45.3%
Seattle, WA
$7,536
Vancouver, WA
$4,125
Difference
$3,412
less
Transportation
11.7%
Seattle, WA
$1,899
Vancouver, WA
$1,677
Difference
$222
less
Healthcare
20.6%
Seattle, WA
$824
Vancouver, WA
$654
Difference
$170
less
Other
5.0%
Seattle, WA
$1,975
Vancouver, WA
$1,876
Difference
$99.67
less
Groceries
2.2%
Seattle, WA
$1,079
Vancouver, WA
$1,055
Difference
$23.81
less
All Utilities
2.4%
Seattle, WA
$481
Vancouver, WA
$469
Difference
$11.61
less

🏠Rent Comparison

Studio
From$2,180
To$1,238
$942
1 Bed
From$2,260
To$1,325
$935
2 Bed
From$2,630
To$1,516
$1,114
3 Bed
From$3,440
To$2,070
$1,370
Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

Vancouver, WAZIP-level data

1BR range: $1,580$1,820/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Seattle, WA
$9,856
Monthly in Vancouver, WA
$3,938
Difference

Home Values

Seattle
Vancouver
$808K
Median Value
$463K
↓ -2.5%
YoY Change
↓ -1.4%
↑ +12.5%
5-Year Change
↑ +24.8%
$433K - $1.34M
Price Range
$446K - $578K

Homes in Vancouver are 43% less expensive than Seattle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Vancouver, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Vancouver, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seattle
Vancouver
41 Good
Air Quality
35 Good
69.7%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days
+2.6°F
2050 Outlook
+2.5°F
2 days
Heat Days >95°F
9 days

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