Sedona, AZ vs Trophy Club, TX: Cost of Living

Which city costs less?

Trophy Club, TX has a modeled overall cost index 8.7% lower than Sedona, AZ.

Sedona, AZ · modeled 2BR rent: $1,905 / month
Trophy Club, TX · modeled 2BR rent: $2,110 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Sedona, AZ and Trophy Club, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Sedona, AZ

Numbers update automatically as you type

Estimated savings: $487/month in Trophy Club, TX

$150,000 in your current city has a modeled equivalent of $144,157 in Trophy Club, TX

Regional cost estimates: Sedona, AZ uses Scottsdale, AZ. Trophy Club, TX uses Irving, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 8.7%

Less expensive

Monthly Impact

$487

Savings

Annual Impact

$5.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Sedona, AZ

Population:10K

Cost Index:

101.6

100 = national average

Typical Home:$878K

Trophy Club, TX

Population:14K

Cost Index:

92.7

100 = national average

Typical Home:$603K

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Sedona, AZ

The Grand Canyon State

10K

Population

State Tax

Yes

Located in Arizona, this city has a population of 10K residents.

Trophy Club, TX

The Lone Star State

14K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 14K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Sedona, AZ vs Trophy Club, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Sedona, AZ	Trophy Club, TX	Difference	Change
Housing	$2,737/mo	$2,029/mo	↓ $708less	25.9%
Groceries	$871/mo	$954/mo	↑ $83.48more	9.6%
Healthcare	$534/mo	$616/mo	↑ $81.54more	15.3%
All Utilities	$496/mo	$548/mo	↑ $52.43more	10.6%
Transportation	$1,218/mo	$1,224/mo	↑ $5.35more	0.4%
Other	$1,644/mo	$1,642/mo	↓ $2.05less	0.1%

Housing

↓ 25.9%

Sedona, AZ

$2,737

Trophy Club, TX

$2,029

Difference

$708

less

Groceries

↑ 9.6%

Sedona, AZ

$871

Trophy Club, TX

$954

Difference

$83.48

Healthcare

↑ 15.3%

Sedona, AZ

$534

Trophy Club, TX

$616

Difference

$81.54

All Utilities

↑ 10.6%

Sedona, AZ

$496

Trophy Club, TX

$548

Difference

$52.43

Transportation

↑ 0.4%

Sedona, AZ

$1,218

Trophy Club, TX

$1,224

Difference

$5.35

Other

↓ 0.1%

Sedona, AZ

$1,644

Trophy Club, TX

$1,642

Difference

$2.05

less

🏠Rent Comparison

Studio

From$1,370

To$1,730

↑ $360

1 Bed

From$1,545

To$1,800

↑ $255

2 Bed

From$1,905

To$2,110

↑ $205

3 Bed

From$2,605

To$2,690

↑ $85.00

Sedona, AZZIP-level data

1BR range: $1,540–$1,550/mo

Trophy Club, TXZIP-level data

1BR range: $1,800–$1,800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Sedona, AZ

$7,013

Monthly in Trophy Club, TX

$487

Difference

Home Values

Sedona

Trophy Club

$878K

Median Value

$603K

↓ -2.4%

YoY Change

↓ -2.1%

↑ +45.9%

5-Year Change

↑ +38.5%

$780K - $975K

Price Range

$603K

Homes in Trophy Club are 31% less expensive than Sedona

Calculate payment - Sedona Calculate payment - Trophy Club

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Sedona, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Trophy Club, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Sedona, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Trophy Club, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sedona

Trophy Club

77 Moderate

Air Quality

55 Moderate

Good Air Days

35.2%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.8°F

161 days

Heat Days >95°F

92 days

▲+2.7°F

2050 Outlook

▲+2.8°F

161 days

Heat Days >95°F

92 days

Before moving from Sedona, AZ to Trophy Club, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Trophy Club, TX for the same bedroom count and included utilities as your home in Sedona, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Sedona to Trophy Club moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Trophy Club, TX by cost, housing, population and region.

Frequently Asked Questions: Sedona, AZ vs Trophy Club, TX

How do the cost estimates for Sedona, AZ and Trophy Club, TX compare?

Trophy Club, TX has a modeled overall cost index 8.7% lower than Sedona, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Sedona, AZ, the model estimates $144,157 in Trophy Club, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Sedona, AZ and Trophy Club, TX?

The modeled two-bedroom rents are $1,905/month in Sedona, AZ and $2,110/month in Trophy Club, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arizona and Texas on TaxTakeHome.com