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Cost of Living Comparison 2026

๐Ÿ“ Seguin, TX โ€” ZIP-level rent data ยท COL adjusted from San Antonio, TX area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Austin, TX

$150.0K in your current city equals $170.6K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from San Antonio-New Braunfels, TX area
Overall Cost
โ†‘ 22.9%
More expensive
Monthly Impact
$1,718
Extra cost
Annual Impact
$20.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seguin, TX

Population:36K
Cost Index:100
Median Home:$268K

Austin, TX

Population:979K
Cost Index:123
Median Home:$558K

Seguin, TX

The Lone Star State

36K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 36K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Seguin, TX vs Austin, TX

๐Ÿ Housing
โ†‘ 65.7%
Seguin, TX
$1,740
Austin, TX
$2,885
Difference
$1,144
more
๐Ÿ“ฆOther
โ†‘ 14.8%
Seguin, TX
$1,517
Austin, TX
$1,741
Difference
$224
more
๐Ÿš—Transportation
โ†‘ 8.4%
Seguin, TX
$1,185
Austin, TX
$1,284
Difference
$99.03
more
๐ŸฅHealthcare
โ†‘ 16.5%
Seguin, TX
$505
Austin, TX
$589
Difference
$83.21
more
๐Ÿ›’Groceries
โ†‘ 9.4%
Seguin, TX
$876
Austin, TX
$959
Difference
$82.82
more
โšกAll Utilities
โ†‘ 13.7%
Seguin, TX
$476
Austin, TX
$541
Difference
$65.35
more

๐Ÿ Rent Comparison

Studio
From$744
To$1,585
โ†‘ $841
1 Bed
From$814
To$1,685
โ†‘ $871
2 Bed
From$986
To$1,995
โ†‘ $1,009
3 Bed
From$1,268
To$2,525
โ†‘ $1,257
Seguin, TXZIP-level data

1BR range: $1,040โ€“$1,040/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,300
Monthly in Seguin, TX
$7,998
Monthly in Austin, TX
$1,699
Difference

Home Values

Seguin
Austin
$268K
Median Value
$558K
โ†“ -2.7%
YoY Change
โ†“ -5%
โ†‘ +14.2%
5-Year Change
โ†‘ +12.6%
$268K
Price Range
$272K - $1.26M

Homes in Austin are 108% more expensive than Seguin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Seguin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Seguin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seguin
Austin
52 Moderate
Air Quality
52 Moderate
47.5%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
105 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
105 days
Heat Days >95ยฐF
98 days

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