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Cost of Living Comparison 2026

📍 Seguin, TX — ZIP-level rent data · COL adjusted from San Antonio, TX area

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Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $170.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Antonio-New Braunfels, TX area
Overall Cost
↑ 23.1%
More expensive
Monthly Impact
$1,736
Extra cost
Annual Impact
$20.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Seguin, TX

Population:36K
Cost Index:100
Median Home:$268K

Phoenix, AZ

Population:1608K
Cost Index:123
Median Home:$414K

Seguin, TX

The Lone Star State

36K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 36K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Seguin, TX vs Phoenix, AZ

🏠Housing
↑ 60.2%
Seguin, TX
$1,740
Phoenix, AZ
$2,788
Difference
$1,048
more
🚗Transportation
↑ 25.6%
Seguin, TX
$1,185
Phoenix, AZ
$1,489
Difference
$304
more
📦Other
↑ 10.6%
Seguin, TX
$1,517
Phoenix, AZ
$1,677
Difference
$160
more
🛒Groceries
↑ 9.9%
Seguin, TX
$876
Phoenix, AZ
$963
Difference
$86.82
more
⚡All Utilities
↑ 18.0%
Seguin, TX
$476
Phoenix, AZ
$561
Difference
$85.57
more
🏥Healthcare
↑ 16.5%
Seguin, TX
$505
Phoenix, AZ
$589
Difference
$83.21
more

🏠Rent Comparison

Studio
From$744
To$1,390
↑ $646
1 Bed
From$814
To$1,510
↑ $696
2 Bed
From$986
To$1,750
↑ $764
3 Bed
From$1,268
To$2,330
↑ $1,062
Seguin, TXZIP-level data

1BR range: $1,040–$1,040/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,300
Monthly in Seguin, TX
$8,068
Monthly in Phoenix, AZ
$1,768
Difference

Home Values

Seguin
Phoenix
$268K
Median Value
$414K
↓ -2.7%
YoY Change
↓ -3.1%
↑ +14.2%
5-Year Change
↑ +30.2%
$268K
Price Range
$274K - $957K

Homes in Phoenix are 55% more expensive than Seguin

Calculate payment - SeguinCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Seguin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Seguin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seguin
Phoenix
52 Moderate
Air Quality
77 Moderate
47.5%
Good Air Days
9%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
162 days
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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