Seven Points, TX vs Cut and Shoot, TX: Cost of Living

Which city costs less?

Cut and Shoot, TX has a modeled overall cost index 3.8% lower than Seven Points, TX.

Seven Points, TX · modeled 2BR rent
$1,300 / month
Cut and Shoot, TX · modeled 2BR rent
$1,400 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Seven Points, TX and Cut and Shoot, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $152/month in Cut and Shoot, TX

$150,000 in your current city has a modeled equivalent of $148,174 in Cut and Shoot, TX

Regional cost estimates: Seven Points, TX uses Dallas, TX. Cut and Shoot, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.8%
Less expensive
Monthly Impact
$152
Savings
Annual Impact
$1.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Seven Points, TX

Population:1K
Cost Index:
84.9
100 = national average
Typical Home:$268K

Cut and Shoot, TX

Population:1K
Cost Index:
81.7
100 = national average
Typical Home:$263K

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Seven Points, TX

The Lone Star State

1K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Cut and Shoot, TX

The Lone Star State

1K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Seven Points, TX vs Cut and Shoot, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 7.7%
Seven Points, TX
$2,125
Cut and Shoot, TX
$1,960
Difference
$165
less
Transportation
↑ 12.4%
Seven Points, TX
$1,281
Cut and Shoot, TX
$1,441
Difference
$159
more
Healthcare
↓ 10.8%
Seven Points, TX
$681
Cut and Shoot, TX
$607
Difference
$73.35
less
Groceries
↓ 6.6%
Seven Points, TX
$1,055
Cut and Shoot, TX
$985
Difference
$69.85
less
All Utilities
↓ 1.5%
Seven Points, TX
$606
Cut and Shoot, TX
$597
Difference
$9.16
less
Other
↑ 0.3%
Seven Points, TX
$1,752
Cut and Shoot, TX
$1,757
Difference
$5.29
more

🏠Rent Comparison

Studio
From$1,020
To$1,140
↑ $120
1 Bed
From$1,090
To$1,180
↑ $90.00
2 Bed
From$1,300
To$1,400
↑ $100
3 Bed
From$1,670
To$1,880
↑ $210
Seven Points, TXZIP-level data

1BR range: $1,090–$1,090/mo

Cut and Shoot, TXZIP-level data

1BR range: $1,180–$1,180/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Seven Points, TX
$7,348
Monthly in Cut and Shoot, TX
$152
Difference

Home Values

Seven Points
Cut and Shoot
$268K
Median Value
$263K
↓ -2.4%
YoY Change
↓ -2.4%
↑ +25.3%
5-Year Change
↑ +21.8%

Homes in Cut and Shoot are 2% less expensive than Seven Points

Calculate payment - Seven PointsCalculate payment - Cut and Shoot

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Seven Points, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Cut and Shoot, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Seven Points, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Cut and Shoot, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Seven Points
Cut and Shoot
55 Moderate
Air Quality
61 Moderate
35.2%
Good Air Days
13.7%
100 Very High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.7°F
2050 Outlook
▲+2.2°F
90 days
Heat Days >95°F
64 days
▲+2.7°F
2050 Outlook
▲+2.2°F
90 days
Heat Days >95°F
64 days

Before moving from Seven Points, TX to Cut and Shoot, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cut and Shoot, TX for the same bedroom count and included utilities as your home in Seven Points, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Seven Points to Cut and Shoot moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cut and Shoot, TX by cost, housing, population and region.

Frequently Asked Questions: Seven Points, TX vs Cut and Shoot, TX

How do the cost estimates for Seven Points, TX and Cut and Shoot, TX compare?

Cut and Shoot, TX has a modeled overall cost index 3.8% lower than Seven Points, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Seven Points, TX, the model estimates $148,174 in Cut and Shoot, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Seven Points, TX and Cut and Shoot, TX?

The modeled two-bedroom rents are $1,300/month in Seven Points, TX and $1,400/month in Cut and Shoot, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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