Is Denver, CO cheaper than Severn, MD?

Based on cost of living data, Denver, CO is 9.3% more expensive than Severn, MD. This translates to spending an extra $697 per month.

What salary do I need in Denver, CO to live like I do in Severn, MD?

If you earn $150,000 in Severn, MD, you'd need approximately $158,368.292 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Severn, MD and Denver, CO?

Housing in Denver, CO is 21.9% more expensive than in Severn, MD. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,332/month in Severn, MD.

How much can I save per month by moving from Severn, MD to Denver, CO?

Living in Denver, CO costs approximately $697 more per month than Severn, MD, or $8368 more per year, based on a $150,000 salary.

Severn, MD vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Severn, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Severn, MD

Numbers update automatically as you type

You'd spend $697/month more in Denver, CO

$150.0K in your current city equals $158.4K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.3%

More expensive

Monthly Impact

$697

Extra cost

Annual Impact

$8.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Severn, MD

Population:57K

Cost Index:100

Median Home:$218K

Denver, CO

Population:716K

Cost Index:109

Median Home:$513K

Severn, MD

The Old Line State

57K

Population

State Tax

Yes

Located in Maryland, this city has a population of 57K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Severn, MD vs Denver, CO

Category	Severn, MD	Denver, CO	Difference	Change
🏠Housing	$2,665/mo	$3,248/mo	↑ $584more	21.9%
📦Other	$1,621/mo	$1,774/mo	↑ $153more	9.5%
🚗Transportation	$1,310/mo	$1,462/mo	↑ $152more	11.6%
⚡All Utilities	$591/mo	$519/mo	↓ $71.90less	12.2%
🏥Healthcare	$574/mo	$632/mo	↑ $58.44more	10.2%
🛒Groceries	$1,061/mo	$1,029/mo	↓ $32.07less	3.0%

🏠Housing

↑ 21.9%

Severn, MD

$2,665

Denver, CO

$3,248

Difference

$584

📦Other

↑ 9.5%

Severn, MD

$1,621

Denver, CO

$1,774

Difference

$153

🚗Transportation

↑ 11.6%

Severn, MD

$1,310

Denver, CO

$1,462

Difference

$152

⚡All Utilities

↓ 12.2%

Severn, MD

$591

Denver, CO

$519

Difference

$71.90

less

🏥Healthcare

↑ 10.2%

Severn, MD

$574

Denver, CO

$632

Difference

$58.44

🛒Groceries

↓ 3.0%

Severn, MD

$1,061

Denver, CO

$1,029

Difference

$32.07

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Severn, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$928

To$1,720

↑ $792

1 Bed

From$1,089

To$1,840

↑ $751

2 Bed

From$1,332

To$2,190

↑ $858

3 Bed

From$1,775

To$2,870

↑ $1,095

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,822

Monthly in Severn, MD

$8,665

Monthly in Denver, CO

$843

Difference

Home Values

Severn

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $660

Per year

Monthly Difference

$55.00

More take-home

Effective Rate Diff

0.4%

Rate difference

Severn, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Severn, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.