Sheffield, AL vs Morgan City, LA: Cost of Living

Which city costs less?

Morgan City, LA has a modeled overall cost index 1.9% higher than Sheffield, AL.

Sheffield, AL · modeled 2BR rent
$1,010 / month
Morgan City, LA · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Sheffield, AL and Morgan City, LA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $195/month in Morgan City, LA

$150,000 in your current city has a modeled equivalent of $152,337 in Morgan City, LA

Regional cost estimates: Sheffield, AL uses Birmingham, AL. Morgan City, LA uses Baton Rouge, LA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.9%
More expensive
Monthly Impact
$195
Extra cost
Annual Impact
$2.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Sheffield, AL

Population:9K
Cost Index:
84.4
100 = national average
Typical Home:$127K

Morgan City, LA

Population:11K
Cost Index:
86.0
100 = national average
Typical Home:$126K

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Sheffield, AL

The Heart of Dixie

9K
Population
State Tax
Yes

Located in Alabama, this city has a population of 9K residents.

Morgan City, LA

The Pelican State

11K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Sheffield, AL vs Morgan City, LA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 8.8%
Sheffield, AL
$1,801
Morgan City, LA
$1,960
Difference
$159
more
Housing
↑ 7.9%
Sheffield, AL
$1,981
Morgan City, LA
$2,139
Difference
$157
more
All Utilities
↓ 11.3%
Sheffield, AL
$629
Morgan City, LA
$558
Difference
$70.87
less
Healthcare
↓ 9.6%
Sheffield, AL
$598
Morgan City, LA
$540
Difference
$57.53
less
Transportation
↑ 0.7%
Sheffield, AL
$1,376
Morgan City, LA
$1,386
Difference
$10.09
more
Groceries
↓ 0.3%
Sheffield, AL
$1,115
Morgan City, LA
$1,112
Difference
$3.06
less

🏠Rent Comparison

Studio
From$700
To$740
↑ $40.00
1 Bed
From$780
To$840
↑ $60.00
2 Bed
From$1,010
To$970
↓ $40.00
3 Bed
From$1,250
To$1,280
↑ $30.00
Sheffield, ALZIP-level data

1BR range: $780–$780/mo

Morgan City, LAZIP-level data

1BR range: $840–$840/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Sheffield, AL
$7,695
Monthly in Morgan City, LA
$195
Difference

Home Values

Sheffield
Morgan City
$127K
Median Value
$126K
↓ -1.9%
YoY Change
↓ -12.2%
↑ +38.1%
5-Year Change
↓ -2.9%

Homes in Morgan City are 1% less expensive than Sheffield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $290
More taxes
Monthly Difference
$24.17
Less take-home
Effective Rate Diff
0.2%
Rate difference

Sheffield, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Morgan City, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Additional Tax Information

Sheffield, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Morgan City, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sheffield
Morgan City
57 Moderate
Air Quality
51 Moderate
26%
Good Air Days
48.9%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+2.5°F
2050 Outlook
▲+2.2°F
41 days
Heat Days >95°F
51 days
▲+2.5°F
2050 Outlook
▲+2.2°F
41 days
Heat Days >95°F
51 days

Before moving from Sheffield, AL to Morgan City, LA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Morgan City, LA for the same bedroom count and included utilities as your home in Sheffield, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Sheffield to Morgan City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Morgan City, LA by cost, housing, population and region.

Frequently Asked Questions: Sheffield, AL vs Morgan City, LA

How do the cost estimates for Sheffield, AL and Morgan City, LA compare?

Morgan City, LA has a modeled overall cost index 1.9% higher than Sheffield, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Sheffield, AL, the model estimates $152,337 in Morgan City, LA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Sheffield, AL and Morgan City, LA?

The modeled two-bedroom rents are $1,010/month in Sheffield, AL and $970/month in Morgan City, LA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Louisiana on TaxTakeHome.com

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