Is Raleigh, NC cheaper than Sherman, TX?

Based on cost of living data, Raleigh, NC is 2.9% cheaper than Sherman, TX. This translates to saving $219 per month.

What salary do I need in Raleigh, NC to live like I do in Sherman, TX?

If you earn $150,000 in Sherman, TX, you'd need approximately $147,371.23 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Sherman, TX and Raleigh, NC?

Housing in Raleigh, NC is 9.8% more expensive than in Sherman, TX. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,058/month in Sherman, TX.

How much can I save per month by moving from Sherman, TX to Raleigh, NC?

Moving from Sherman, TX to Raleigh, NC could save you approximately $219 per month, or $2629 per year, based on a $150,000 salary.

Sherman, TX vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sherman, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Sherman, TX

Numbers update automatically as you type

You'd save $219/month moving to Raleigh, NC

$150.0K in your current city equals $147.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.9%

Less expensive

Monthly Impact

$219

Savings

Annual Impact

$2.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sherman, TX

Population:47K

Cost Index:100

Median Home:$245K

Raleigh, NC

Population:474K

Cost Index:97

Median Home:$512K

Sherman, TX

The Lone Star State

47K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 47K residents.

💡 Advantage: Texas has no state income tax!

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Sherman, TX vs Raleigh, NC

Category	Sherman, TX	Raleigh, NC	Difference	Change
🏠Housing	$2,249/mo	$2,469/mo	↑ $220more	9.8%
📦Other	$1,815/mo	$1,707/mo	↓ $107less	5.9%
🚗Transportation	$1,223/mo	$1,284/mo	↑ $60.79more	5.0%
🏥Healthcare	$614/mo	$601/mo	↓ $12.58less	2.1%
🛒Groceries	$951/mo	$959/mo	↑ $8.52more	0.9%
⚡All Utilities	$546/mo	$546/mo	↓ $0.01less	0.0%

🏠Housing

↑ 9.8%

Sherman, TX

$2,249

Raleigh, NC

$2,469

Difference

$220

📦Other

↓ 5.9%

Sherman, TX

$1,815

Raleigh, NC

$1,707

Difference

$107

less

🚗Transportation

↑ 5.0%

Sherman, TX

$1,223

Raleigh, NC

$1,284

Difference

$60.79

🏥Healthcare

↓ 2.1%

Sherman, TX

$614

Raleigh, NC

$601

Difference

$12.58

less

🛒Groceries

↑ 0.9%

Sherman, TX

$951

Raleigh, NC

$959

Difference

$8.52

⚡All Utilities

↓ 0.0%

Sherman, TX

$546

Raleigh, NC

$546

Difference

$0.01

less

🏠Rent Comparison

Studio

From$853

To$1,570

↑ $717

1 Bed

From$857

To$1,640

↑ $783

2 Bed

From$1,058

To$1,800

↑ $742

3 Bed

From$1,470

To$2,255

↑ $785

Sherman, TXZIP-level data

1BR range: $1,010–$1,130/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,397

Monthly in Sherman, TX

$7,567

Monthly in Raleigh, NC

$170

Difference

Home Values

Sherman

Raleigh

$245K

Median Value

$512K

↓ -6.5%

YoY Change

↓ -0.5%

↑ +27.6%

5-Year Change

↑ +38.2%

$204K - $287K

Price Range

$314K - $992K

Homes in Raleigh are 109% more expensive than Sherman

Calculate payment - Sherman Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Sherman, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Sherman, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.