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Cost of Living Comparison 2026

๐Ÿ“ Short Pump, VA โ€” COL adjusted from Richmond, VA area + state data

$

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You'd spend $579/month more in Nashville, TN

$150.0K in your current city equals $156.9K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 7.7%
More expensive
Monthly Impact
$579
Extra cost
Annual Impact
$6.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Short Pump, VA

Population:31K
Cost Index:100
Median Home:$350K

Nashville, TN

Population:689K
Cost Index:108
Median Home:$489K

Short Pump, VA

The Old Dominion State

31K
Population
State Tax
Yes

Located in Virginia, this city has a population of 31K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Short Pump, VA vs Nashville, TN

๐Ÿ Housing
โ†‘ 20.9%
Short Pump, VA
$2,192
Nashville, TN
$2,651
Difference
$459
more
๐Ÿ“ฆOther
โ†‘ 15.5%
Short Pump, VA
$1,681
Nashville, TN
$1,942
Difference
$261
more
๐Ÿš—Transportation
โ†‘ 4.6%
Short Pump, VA
$1,228
Nashville, TN
$1,284
Difference
$56.27
more
โšกAll Utilities
โ†“ 7.5%
Short Pump, VA
$561
Nashville, TN
$519
Difference
$41.93
less
๐Ÿ›’Groceries
โ†‘ 1.2%
Short Pump, VA
$938
Nashville, TN
$949
Difference
$11.26
more
๐ŸฅHealthcare
โ†“ 1.7%
Short Pump, VA
$618
Nashville, TN
$607
Difference
$10.78
less

๐Ÿ Rent Comparison

Studio
From$691
To$1,600
โ†‘ $909
1 Bed
From$772
To$1,680
โ†‘ $908
2 Bed
From$975
To$1,840
โ†‘ $865
3 Bed
From$1,341
To$2,350
โ†‘ $1,009
Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,217
Monthly in Short Pump, VA
$7,952
Monthly in Nashville, TN
$735
Difference

Home Values

Short Pump
Nashville
-
Median Value
$489K
-
YoY Change
โ†“ -2.1%
-
5-Year Change
โ†‘ +32.1%
-
Price Range
$320K - $1.16M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.4K
Per year
Monthly Difference
$697
More take-home
Effective Rate Diff
5.6%
Rate difference

Short Pump, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Short Pump, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Short Pump
Nashville
36 Good
Air Quality
50 Good
79.2%
Good Air Days
51.6%
78 Low
Climate Risk
97 High
None
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
30 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
30 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Virginia and Tennessee on TaxTakeHome.com

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