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Cost of Living Comparison 2026

๐Ÿ“ Short Pump, VA โ€” COL adjusted from Richmond, VA area + state data

$

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You'd spend $595/month more in Phoenix, AZ

$150.0K in your current city equals $157.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 7.9%
More expensive
Monthly Impact
$595
Extra cost
Annual Impact
$7.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Short Pump, VA

Population:31K
Cost Index:100
Median Home:$350K

Phoenix, AZ

Population:1608K
Cost Index:108
Median Home:$414K

Short Pump, VA

The Old Dominion State

31K
Population
State Tax
Yes

Located in Virginia, this city has a population of 31K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Short Pump, VA vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 27.2%
Short Pump, VA
$2,192
Phoenix, AZ
$2,788
Difference
$597
more
๐Ÿš—Transportation
โ†‘ 21.3%
Short Pump, VA
$1,228
Phoenix, AZ
$1,489
Difference
$261
more
๐ŸฅHealthcare
โ†“ 4.8%
Short Pump, VA
$618
Phoenix, AZ
$589
Difference
$29.37
less
๐Ÿ›’Groceries
โ†‘ 2.7%
Short Pump, VA
$938
Phoenix, AZ
$963
Difference
$25.25
more
๐Ÿ“ฆOther
โ†“ 0.2%
Short Pump, VA
$1,681
Phoenix, AZ
$1,677
Difference
$3.32
less
โšกAll Utilities
โ†‘ 0.0%
Short Pump, VA
$561
Phoenix, AZ
$561
Difference
$0.14
more

๐Ÿ Rent Comparison

Studio
From$691
To$1,390
โ†‘ $699
1 Bed
From$772
To$1,510
โ†‘ $738
2 Bed
From$975
To$1,750
โ†‘ $775
3 Bed
From$1,341
To$2,330
โ†‘ $989
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,217
Monthly in Short Pump, VA
$8,068
Monthly in Phoenix, AZ
$851
Difference

Home Values

Short Pump
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.1K
Per year
Monthly Difference
$261
More take-home
Effective Rate Diff
2.1%
Rate difference

Short Pump, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Short Pump, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Short Pump
Phoenix
36 Good
Air Quality
77 Moderate
79.2%
Good Air Days
9%
78 Low
Climate Risk
100 Very High
None
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Virginia and Arizona on TaxTakeHome.com

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