Is Phoenix, AZ cheaper than Sierra Vista, AZ?

Based on cost of living data, Phoenix, AZ is 10.8% more expensive than Sierra Vista, AZ. This translates to spending an extra $809 per month.

What salary do I need in Phoenix, AZ to live like I do in Sierra Vista, AZ?

If you earn $150,000 in Sierra Vista, AZ, you'd need approximately $159,704.872 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Sierra Vista, AZ and Phoenix, AZ?

Housing in Phoenix, AZ is 42.5% more expensive than in Sierra Vista, AZ. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,034/month in Sierra Vista, AZ.

How much can I save per month by moving from Sierra Vista, AZ to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $809 more per month than Sierra Vista, AZ, or $9705 more per year, based on a $150,000 salary.

Sierra Vista, AZ vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sierra Vista, AZ — ZIP-level rent data · COL adjusted from Tucson, AZ area

Current salary in Sierra Vista, AZ

Numbers update automatically as you type

You'd spend $809/month more in Phoenix, AZ

$150.0K in your current city equals $159.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.8%

More expensive

Monthly Impact

$809

Extra cost

Annual Impact

$9.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sierra Vista, AZ

Population:44K

Cost Index:100

Median Home:$265K

Phoenix, AZ

Population:1608K

Cost Index:111

Median Home:$414K

Sierra Vista, AZ

The Grand Canyon State

44K

Population

State Tax

Yes

Located in Arizona, this city has a population of 44K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Sierra Vista, AZ vs Phoenix, AZ

Category	Sierra Vista, AZ	Phoenix, AZ	Difference	Change
🏠Housing	$1,956/mo	$2,788/mo	↑ $832more	42.5%
🚗Transportation	$1,260/mo	$1,489/mo	↑ $229more	18.2%
📦Other	$1,766/mo	$1,677/mo	↓ $88.93less	5.0%
⚡All Utilities	$474/mo	$561/mo	↑ $87.03more	18.4%
🛒Groceries	$1,003/mo	$963/mo	↓ $40.19less	4.0%
🏥Healthcare	$556/mo	$589/mo	↑ $32.86more	5.9%

🏠Housing

↑ 42.5%

Sierra Vista, AZ

$1,956

Phoenix, AZ

$2,788

Difference

$832

🚗Transportation

↑ 18.2%

Sierra Vista, AZ

$1,260

Phoenix, AZ

$1,489

Difference

$229

📦Other

↓ 5.0%

Sierra Vista, AZ

$1,766

Phoenix, AZ

$1,677

Difference

$88.93

less

⚡All Utilities

↑ 18.4%

Sierra Vista, AZ

$474

Phoenix, AZ

$561

Difference

$87.03

🛒Groceries

↓ 4.0%

Sierra Vista, AZ

$1,003

Phoenix, AZ

$963

Difference

$40.19

less

🏥Healthcare

↑ 5.9%

Sierra Vista, AZ

$556

Phoenix, AZ

$589

Difference

$32.86

🏠Rent Comparison

Studio

From$727

To$1,390

↑ $663

1 Bed

From$913

To$1,510

↑ $597

2 Bed

From$1,034

To$1,750

↑ $716

3 Bed

From$1,438

To$2,330

↑ $892

Sierra Vista, AZZIP-level data

1BR range: $1,130–$1,130/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,016

Monthly in Sierra Vista, AZ

$8,068

Monthly in Phoenix, AZ

$1,052

Difference

Home Values

Sierra Vista

Phoenix

$265K

Median Value

$414K

↑ +1.6%

YoY Change

↓ -3.1%

↑ +31.9%

5-Year Change

↑ +30.2%

$265K

Price Range

$274K - $957K

Homes in Phoenix are 56% more expensive than Sierra Vista

Calculate payment - Sierra Vista Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Sierra Vista, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Sierra Vista, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.