Silver City, NM vs Warr Acres, OK: Cost of Living

Which city costs less?

Warr Acres, OK has a modeled overall cost index 2.7% higher than Silver City, NM.

Silver City, NM · modeled 2BR rent
$1,080 / month
Warr Acres, OK · modeled 2BR rent
$1,130 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Silver City, NM and Warr Acres, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $162/month in Warr Acres, OK

$150,000 in your current city has a modeled equivalent of $151,946 in Warr Acres, OK

Regional cost estimates: Silver City, NM uses El Paso, TX. Warr Acres, OK uses Oklahoma City, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.7%
More expensive
Monthly Impact
$162
Extra cost
Annual Impact
$1.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Silver City, NM

Population:9K
Cost Index:
77.0
100 = national average
Typical Home:$217K

Warr Acres, OK

Population:10K
Cost Index:
79.1
100 = national average
Typical Home:$209K

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Silver City, NM

The Land of Enchantment

9K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 9K residents.

Warr Acres, OK

The Sooner State

10K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Silver City, NM vs Warr Acres, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 6.1%
Silver City, NM
$1,377
Warr Acres, OK
$1,462
Difference
$84.62
more
Healthcare
↑ 12.0%
Silver City, NM
$594
Warr Acres, OK
$666
Difference
$71.20
more
All Utilities
↑ 8.8%
Silver City, NM
$576
Warr Acres, OK
$627
Difference
$50.59
more
Housing
↓ 1.5%
Silver City, NM
$2,022
Warr Acres, OK
$1,992
Difference
$29.63
less
Groceries
↓ 2.4%
Silver City, NM
$1,113
Warr Acres, OK
$1,086
Difference
$26.98
less
Other
↑ 0.7%
Silver City, NM
$1,818
Warr Acres, OK
$1,830
Difference
$12.38
more

🏠Rent Comparison

Studio
From$820
To$855
↑ $35.00
1 Bed
From$830
To$925
↑ $95.00
2 Bed
From$1,080
To$1,130
↑ $50.00
3 Bed
From$1,340
To$1,520
↑ $180
Silver City, NMZIP-level data

1BR range: $830–$830/mo

Warr Acres, OKZIP-level data

1BR range: $910–$940/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Silver City, NM
$7,662
Monthly in Warr Acres, OK
$162
Difference

Home Values

Silver City
Warr Acres
$217K
Median Value
$209K
↓ -12.7%
YoY Change
↓ -1%
↑ +0.7%
5-Year Change
↑ +30.5%
$217K
Price Range
$186K - $232K

Homes in Warr Acres are 4% less expensive than Silver City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $209
More taxes
Monthly Difference
$17.39
Less take-home
Effective Rate Diff
0.1%
Rate difference

Silver City, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Warr Acres, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Silver City, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Warr Acres, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Silver City
Warr Acres
67 Moderate
Air Quality
52 Moderate
22.1%
Good Air Days
47%
95 High
Climate Risk
98 High
🌊🌡☀
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+3.1°F
97 days
Heat Days >95°F
67 days
▲+2.7°F
2050 Outlook
▲+3.1°F
97 days
Heat Days >95°F
67 days

Before moving from Silver City, NM to Warr Acres, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Warr Acres, OK for the same bedroom count and included utilities as your home in Silver City, NM. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Silver City to Warr Acres moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Warr Acres, OK by cost, housing, population and region.

Frequently Asked Questions: Silver City, NM vs Warr Acres, OK

How do the cost estimates for Silver City, NM and Warr Acres, OK compare?

Warr Acres, OK has a modeled overall cost index 2.7% higher than Silver City, NM. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Silver City, NM, the model estimates $151,946 in Warr Acres, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Silver City, NM and Warr Acres, OK?

The modeled two-bedroom rents are $1,080/month in Silver City, NM and $1,130/month in Warr Acres, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Mexico and Oklahoma on TaxTakeHome.com

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