Silver Grove, KY vs Ecru, MS: Cost of Living

Which city costs less?

Ecru, MS has a modeled overall cost index 9.9% lower than Silver Grove, KY.

Silver Grove, KY · modeled 2BR rent
$980 / month
Ecru, MS · modeled 2BR rent
$900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Silver Grove, KY and Ecru, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $494/month in Ecru, MS

$150,000 in your current city has a modeled equivalent of $144,076 in Ecru, MS

Regional cost estimates: Silver Grove, KY uses Cincinnati, OH. Ecru, MS uses Memphis, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 9.9%
Less expensive
Monthly Impact
$494
Savings
Annual Impact
$5.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Silver Grove, KY

Population:1K
Cost Index:
78.3
100 = national average
Typical Home:$186K

Ecru, MS

Population:1K
Cost Index:
70.5
100 = national average
Typical Home:$195K

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Silver Grove, KY

The Bluegrass State

1K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 1K residents.

Ecru, MS

The Magnolia State

1K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Silver Grove, KY vs Ecru, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 17.2%
Silver Grove, KY
$2,073
Ecru, MS
$1,716
Difference
$357
less
Healthcare
↓ 9.8%
Silver Grove, KY
$666
Ecru, MS
$601
Difference
$65.21
less
Transportation
↓ 4.6%
Silver Grove, KY
$1,347
Ecru, MS
$1,284
Difference
$62.42
less
All Utilities
↑ 10.2%
Silver Grove, KY
$549
Ecru, MS
$605
Difference
$56.01
more
Other
↓ 2.8%
Silver Grove, KY
$1,780
Ecru, MS
$1,730
Difference
$50.64
less
Groceries
↓ 1.3%
Silver Grove, KY
$1,086
Ecru, MS
$1,071
Difference
$14.38
less

🏠Rent Comparison

Studio
From$690
To$730
↑ $40.00
1 Bed
From$760
To$810
↑ $50.00
2 Bed
From$980
To$900
↓ $80.00
3 Bed
From$1,290
To$1,090
↓ $200
Silver Grove, KYZIP-level data

1BR range: $760–$760/mo

Ecru, MSZIP-level data

1BR range: $810–$810/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Silver Grove, KY
$7,006
Monthly in Ecru, MS
$494
Difference

Home Values

Silver Grove
Ecru
$186K
Median Value
$195K
↑ +12.9%
YoY Change
↑ +6.9%
↑ +24.2%
5-Year Change
↑ +27.6%

Homes in Ecru are 5% more expensive than Silver Grove

Calculate payment - Silver GroveCalculate payment - Ecru

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $150
Per year
Monthly Difference
$12.50
More take-home
Effective Rate Diff
0.1%
Rate difference

Silver Grove, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Ecru, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Additional Tax Information

Silver Grove, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Ecru, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Silver Grove
Ecru
52 Moderate
Air Quality
55 Moderate
44.8%
Good Air Days
34.4%
96 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+2.8°F
29 days
Heat Days >95°F
54 days
▲+3.1°F
2050 Outlook
▲+2.8°F
29 days
Heat Days >95°F
54 days

Before moving from Silver Grove, KY to Ecru, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ecru, MS for the same bedroom count and included utilities as your home in Silver Grove, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Silver Grove to Ecru moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ecru, MS by cost, housing, population and region.

Frequently Asked Questions: Silver Grove, KY vs Ecru, MS

How do the cost estimates for Silver Grove, KY and Ecru, MS compare?

Ecru, MS has a modeled overall cost index 9.9% lower than Silver Grove, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Silver Grove, KY, the model estimates $144,076 in Ecru, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Silver Grove, KY and Ecru, MS?

The modeled two-bedroom rents are $980/month in Silver Grove, KY and $900/month in Ecru, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and Mississippi on TaxTakeHome.com

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