Is Phoenix, AZ cheaper than Simi Valley, CA?

Based on cost of living data, Phoenix, AZ is 35.4% cheaper than Simi Valley, CA. This translates to saving $2653 per month.

What salary do I need in Phoenix, AZ to live like I do in Simi Valley, CA?

If you earn $150,000 in Simi Valley, CA, you'd need approximately $118,163.744 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Simi Valley, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 56.6% cheaper than in Simi Valley, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,600/month in Simi Valley, CA.

How much can I save per month by moving from Simi Valley, CA to Phoenix, AZ?

Moving from Simi Valley, CA to Phoenix, AZ could save you approximately $2653 per month, or $31836 per year, based on a $150,000 salary.

Simi Valley, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Simi Valley, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Simi Valley, CA

Numbers update automatically as you type

You'd save $2.7K/month moving to Phoenix, AZ

$150.0K in your current city equals $118.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 35.4%

Less expensive

Monthly Impact

$2,653

Savings

Annual Impact

$31.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Simi Valley, CA

Population:125K

Cost Index:100

Median Home:$831K

Phoenix, AZ

Population:1608K

Cost Index:65

Median Home:$414K

Simi Valley, CA

The Golden State

125K

Population

State Tax

Yes

Located in California, this city has a population of 125K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Simi Valley, CA vs Phoenix, AZ

Category	Simi Valley, CA	Phoenix, AZ	Difference	Change
🏠Housing	$6,427/mo	$2,788/mo	↓ $3,638less	56.6%
🚗Transportation	$1,989/mo	$1,489/mo	↓ $500less	25.1%
📦Other	$1,595/mo	$1,677/mo	↑ $82.40more	5.2%
🏥Healthcare	$532/mo	$589/mo	↑ $56.90more	10.7%
🛒Groceries	$999/mo	$963/mo	↓ $35.25less	3.5%
⚡All Utilities	$535/mo	$561/mo	↑ $26.16more	4.9%

🏠Housing

↓ 56.6%

Simi Valley, CA

$6,427

Phoenix, AZ

$2,788

Difference

$3,638

less

🚗Transportation

↓ 25.1%

Simi Valley, CA

$1,989

Phoenix, AZ

$1,489

Difference

$500

less

📦Other

↑ 5.2%

Simi Valley, CA

$1,595

Phoenix, AZ

$1,677

Difference

$82.40

🏥Healthcare

↑ 10.7%

Simi Valley, CA

$532

Phoenix, AZ

$589

Difference

$56.90

🛒Groceries

↓ 3.5%

Simi Valley, CA

$999

Phoenix, AZ

$963

Difference

$35.25

less

⚡All Utilities

↑ 4.9%

Simi Valley, CA

$535

Phoenix, AZ

$561

Difference

$26.16

🏠Rent Comparison

Studio

From$1,927

To$1,390

↓ $537

1 Bed

From$2,170

To$1,510

↓ $660

2 Bed

From$2,600

To$1,750

↓ $850

3 Bed

From$3,525

To$2,330

↓ $1,195

Simi Valley, CAZIP-level data

1BR range: $2,770–$2,770/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,076

Monthly in Simi Valley, CA

$8,068

Monthly in Phoenix, AZ

$4,008

Difference

Home Values

Simi Valley

Phoenix

$831K

Median Value

$414K

↓ -2.7%

YoY Change

↓ -3.1%

↑ +24.1%

5-Year Change

↑ +30.2%

$831K

Price Range

$274K - $957K

Homes in Phoenix are 50% less expensive than Simi Valley

Calculate payment - Simi Valley Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Simi Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Simi Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.