MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Sioux City, IA โ€” ZIP-level rent data ยท COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd spend $801/month more in Charlotte, NC

$150.0K in your current city equals $159.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 10.7%
More expensive
Monthly Impact
$801
Extra cost
Annual Impact
$9.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux City, IA

Population:86K
Cost Index:100
Median Home:$179K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Sioux City, IA

The Hawkeye State

86K
Population
State Tax
Yes

Located in Iowa, this city has a population of 86K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Sioux City, IA vs Charlotte, NC

๐Ÿ Housing
โ†‘ 35.3%
Sioux City, IA
$1,824
Charlotte, NC
$2,469
Difference
$644
more
๐Ÿ“ฆOther
โ†‘ 9.2%
Sioux City, IA
$1,564
Charlotte, NC
$1,707
Difference
$144
more
โšกAll Utilities
โ†‘ 12.6%
Sioux City, IA
$461
Charlotte, NC
$519
Difference
$57.94
more
๐Ÿ›’Groceries
โ†‘ 6.2%
Sioux City, IA
$932
Charlotte, NC
$989
Difference
$57.68
more
๐ŸฅHealthcare
โ†“ 4.6%
Sioux City, IA
$669
Charlotte, NC
$638
Difference
$30.66
less
๐Ÿš—Transportation
โ†‘ 0.4%
Sioux City, IA
$1,197
Charlotte, NC
$1,202
Difference
$4.96
more

๐Ÿ Rent Comparison

Studio
From$647
To$1,630
โ†‘ $983
1 Bed
From$745
To$1,710
โ†‘ $965
2 Bed
From$929
To$1,870
โ†‘ $941
3 Bed
From$1,117
To$2,300
โ†‘ $1,183
Sioux City, IAZIP-level data

1BR range: $770โ€“$1,000/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,647
Monthly in Sioux City, IA
$7,525
Monthly in Charlotte, NC
$878
Difference

Home Values

Sioux City
Charlotte
$179K
Median Value
$399K
โ†‘ +2%
YoY Change
โ†“ -1.1%
โ†‘ +31.7%
5-Year Change
โ†‘ +40.8%
$126K - $243K
Price Range
$293K - $1.57M

Homes in Charlotte are 122% more expensive than Sioux City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.6K
Per year
Monthly Difference
$298
More take-home
Effective Rate Diff
2.4%
Rate difference

Sioux City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Sioux City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux City
Charlotte
45 Good
Air Quality
51 Moderate
63.7%
Good Air Days
46.2%
96 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
35 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
35 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Sioux City, IA on a $150.0K salary

Similar cost to Charlotte, NC

Other cities in a similar price range

Want to compare different cities?

New Comparison