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Cost of Living Comparison 2026

๐Ÿ“ Sioux City, IA โ€” ZIP-level rent data ยท COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd save $54.52/month moving to Indianapolis, IN

$150.0K in your current city equals $149.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.7%
Less expensive
Monthly Impact
$54.52
Savings
Annual Impact
$654
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux City, IA

Population:86K
Cost Index:100
Median Home:$179K

Indianapolis, IN

Population:888K
Cost Index:99
Median Home:$176K

Sioux City, IA

The Hawkeye State

86K
Population
State Tax
Yes

Located in Iowa, this city has a population of 86K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Sioux City, IA vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 6.8%
Sioux City, IA
$1,824
Indianapolis, IN
$1,949
Difference
$125
more
๐ŸฅHealthcare
โ†“ 12.9%
Sioux City, IA
$669
Indianapolis, IN
$582
Difference
$86.42
less
โšกAll Utilities
โ†‘ 9.0%
Sioux City, IA
$461
Indianapolis, IN
$503
Difference
$41.55
more
๐Ÿ“ฆOther
โ†‘ 1.7%
Sioux City, IA
$1,564
Indianapolis, IN
$1,590
Difference
$26.53
more
๐Ÿ›’Groceries
โ†“ 1.3%
Sioux City, IA
$932
Indianapolis, IN
$919
Difference
$12.27
less
๐Ÿš—Transportation
โ†“ 0.7%
Sioux City, IA
$1,197
Indianapolis, IN
$1,188
Difference
$8.70
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Sioux City, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$647
To$1,030
โ†‘ $383
1 Bed
From$745
To$1,170
โ†‘ $425
2 Bed
From$929
To$1,360
โ†‘ $431
3 Bed
From$1,117
To$1,760
โ†‘ $643
Sioux City, IAZIP-level data

1BR range: $770โ€“$1,000/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,647
Monthly in Sioux City, IA
$6,732
Monthly in Indianapolis, IN
$85.26
Difference

Home Values

Sioux City
Indianapolis
$179K
Median Value
$176K
โ†‘ +2%
YoY Change
โ†“ -1.1%
โ†‘ +31.7%
5-Year Change
โ†‘ +26.9%
$126K - $243K
Price Range
$109K - $340K

Homes in Indianapolis are 2% less expensive than Sioux City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.9K
Per year
Monthly Difference
$488
More take-home
Effective Rate Diff
3.9%
Rate difference

Sioux City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Sioux City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux City
Indianapolis
45 Good
Air Quality
54 Moderate
63.7%
Good Air Days
36.6%
96 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
35 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
35 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and Indiana on TaxTakeHome.com

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