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Cost of Living Comparison 2026

๐Ÿ“ Sioux Falls, SD โ€” ZIP-level rent data ยท COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $165.2K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 16.9%
More expensive
Monthly Impact
$1,270
Extra cost
Annual Impact
$15.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux Falls, SD

Population:206K
Cost Index:100
Median Home:$280K

Austin, TX

Population:979K
Cost Index:117
Median Home:$558K

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Sioux Falls, SD vs Austin, TX

๐Ÿ Housing
โ†‘ 57.3%
Sioux Falls, SD
$1,834
Austin, TX
$2,885
Difference
$1,051
more
๐Ÿ“ฆOther
โ†‘ 10.8%
Sioux Falls, SD
$1,572
Austin, TX
$1,741
Difference
$169
more
๐ŸฅHealthcare
โ†“ 12.2%
Sioux Falls, SD
$671
Austin, TX
$589
Difference
$81.93
less
๐Ÿš—Transportation
โ†‘ 6.7%
Sioux Falls, SD
$1,203
Austin, TX
$1,284
Difference
$80.81
more
โšกAll Utilities
โ†‘ 17.0%
Sioux Falls, SD
$462
Austin, TX
$541
Difference
$78.62
more
๐Ÿ›’Groceries
โ†‘ 2.7%
Sioux Falls, SD
$934
Austin, TX
$959
Difference
$25.32
more

๐Ÿ Rent Comparison

Studio
From$683
To$1,585
โ†‘ $902
1 Bed
From$782
To$1,685
โ†‘ $903
2 Bed
From$913
To$1,995
โ†‘ $1,082
3 Bed
From$1,251
To$2,525
โ†‘ $1,274
Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,676
Monthly in Sioux Falls, SD
$7,998
Monthly in Austin, TX
$1,323
Difference

Home Values

Sioux Falls
Austin
$280K
Median Value
$558K
โ†‘ +0.5%
YoY Change
โ†“ -5%
โ†‘ +35.6%
5-Year Change
โ†‘ +12.6%
$216K - $323K
Price Range
$272K - $1.26M

Homes in Austin are 100% more expensive than Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux Falls
Austin
45 Good
Air Quality
52 Moderate
63.7%
Good Air Days
42.6%
96 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
35 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
35 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Dakota and Texas on TaxTakeHome.com

Where your money goes further

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Similar cost to Austin, TX

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