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Cost of Living Comparison 2026

๐Ÿ“ Sioux Falls, SD โ€” ZIP-level rent data ยท COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.2%
More expensive
Monthly Impact
$1,287
Extra cost
Annual Impact
$15.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux Falls, SD

Population:206K
Cost Index:100
Median Home:$280K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Sioux Falls, SD vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 52.1%
Sioux Falls, SD
$1,834
Phoenix, AZ
$2,788
Difference
$955
more
๐Ÿš—Transportation
โ†‘ 23.7%
Sioux Falls, SD
$1,203
Phoenix, AZ
$1,489
Difference
$286
more
๐Ÿ“ฆOther
โ†‘ 6.7%
Sioux Falls, SD
$1,572
Phoenix, AZ
$1,677
Difference
$106
more
โšกAll Utilities
โ†‘ 21.4%
Sioux Falls, SD
$462
Phoenix, AZ
$561
Difference
$98.84
more
๐ŸฅHealthcare
โ†“ 12.2%
Sioux Falls, SD
$671
Phoenix, AZ
$589
Difference
$81.93
less
๐Ÿ›’Groceries
โ†‘ 3.1%
Sioux Falls, SD
$934
Phoenix, AZ
$963
Difference
$29.32
more

๐Ÿ Rent Comparison

Studio
From$683
To$1,390
โ†‘ $707
1 Bed
From$782
To$1,510
โ†‘ $728
2 Bed
From$913
To$1,750
โ†‘ $837
3 Bed
From$1,251
To$2,330
โ†‘ $1,079
Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,676
Monthly in Sioux Falls, SD
$8,068
Monthly in Phoenix, AZ
$1,392
Difference

Home Values

Sioux Falls
Phoenix
$280K
Median Value
$414K
โ†‘ +0.5%
YoY Change
โ†“ -3.1%
โ†‘ +35.6%
5-Year Change
โ†‘ +30.2%
$216K - $323K
Price Range
$274K - $957K

Homes in Phoenix are 48% more expensive than Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux Falls
Phoenix
45 Good
Air Quality
77 Moderate
63.7%
Good Air Days
9%
96 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
35 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
35 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Dakota and Arizona on TaxTakeHome.com

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