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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $18.14/month moving to Springfield, MO

$150.0K in your current city equals $149.8K in Springfield, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.2%
Less expensive
Monthly Impact
$18.14
Savings
Annual Impact
$218
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux Falls, SD

Population:206K
Cost Index:
100
100 = national average
Median Home:$280K

Springfield, MO

Population:170K
Cost Index:
100
(0% below avg)
Median Home:$226K

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Sioux Falls, SD vs Springfield, MO

Healthcare
โ†“ 10.5%
Sioux Falls, SD
$671
Springfield, MO
$600
Difference
$70.57
less
All Utilities
โ†‘ 14.4%
Sioux Falls, SD
$462
Springfield, MO
$529
Difference
$66.79
more
Transportation
โ†“ 1.4%
Sioux Falls, SD
$1,203
Springfield, MO
$1,187
Difference
$16.25
less
Housing
โ†‘ 0.9%
Sioux Falls, SD
$1,834
Springfield, MO
$1,850
Difference
$15.89
more
Groceries
โ†‘ 0.4%
Sioux Falls, SD
$934
Springfield, MO
$938
Difference
$4.04
more
Other
โ†“ 0.2%
Sioux Falls, SD
$1,572
Springfield, MO
$1,569
Difference
$2.72
less

๐Ÿ Rent Comparison

Studio
From$683
To$730
โ†‘ $47.00
1 Bed
From$782
To$739
โ†“ $43.00
2 Bed
From$913
To$913
โ†’ $0
3 Bed
From$1,251
To$1,245
โ†“ $6.00
Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

Springfield, MOZIP-level data

1BR range: $790โ€“$1,020/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,676
Monthly in Sioux Falls, SD
$6,673
Monthly in Springfield, MO
$2.82
Difference

Home Values

Sioux Falls
Springfield
$280K
Median Value
$226K
โ†‘ +0.5%
YoY Change
โ†‘ +1.2%
โ†‘ +35.6%
5-Year Change
โ†‘ +44.6%
$216K - $323K
Price Range
$132K - $434K

Homes in Springfield are 19% less expensive than Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux Falls
Springfield
45 Good
Air Quality
46 Good
63.7%
Good Air Days
59.3%
96 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
35 days
Heat Days >95ยฐF
44 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
35 days
Heat Days >95ยฐF
44 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Dakota and Missouri on TaxTakeHome.com

Where your money goes further

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