Is Denver, CO cheaper than Smithtown CDP, NY?

Based on cost of living data, Denver, CO is 20.1% cheaper than Smithtown CDP, NY. This translates to saving $1507 per month.

What salary do I need in Denver, CO to live like I do in Smithtown CDP, NY?

If you earn $150,000 in Smithtown CDP, NY, you'd need approximately $131,917.531 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Smithtown CDP, NY and Denver, CO?

Housing in Denver, CO is 42.4% cheaper than in Smithtown CDP, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,925/month in Smithtown CDP, NY.

How much can I save per month by moving from Smithtown CDP, NY to Denver, CO?

Moving from Smithtown CDP, NY to Denver, CO could save you approximately $1507 per month, or $18082 per year, based on a $150,000 salary.

Smithtown CDP, NY vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Smithtown CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Smithtown CDP, NY

Numbers update automatically as you type

You'd save $1.5K/month moving to Denver, CO

$150.0K in your current city equals $131.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 20.1%

Less expensive

Monthly Impact

$1,507

Savings

Annual Impact

$18.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Smithtown CDP, NY

Population:26K

Cost Index:100

Median Home:$1.05M

Denver, CO

Population:716K

Cost Index:80

Median Home:$513K

Smithtown CDP, NY

The Empire State

26K

Population

State Tax

Yes

Located in New York, this city has a population of 26K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Smithtown CDP, NY vs Denver, CO

Category	Smithtown CDP, NY	Denver, CO	Difference	Change
🏠Housing	$5,640/mo	$3,248/mo	↓ $2,392less	42.4%
🚗Transportation	$1,313/mo	$1,462/mo	↑ $149more	11.3%
📦Other	$1,667/mo	$1,774/mo	↑ $108more	6.5%
🛒Groceries	$1,055/mo	$1,029/mo	↓ $25.45less	2.4%
⚡All Utilities	$543/mo	$519/mo	↓ $23.99less	4.4%
🏥Healthcare	$623/mo	$632/mo	↑ $9.43more	1.5%

🏠Housing

↓ 42.4%

Smithtown CDP, NY

$5,640

Denver, CO

$3,248

Difference

$2,392

less

🚗Transportation

↑ 11.3%

Smithtown CDP, NY

$1,313

Denver, CO

$1,462

Difference

$149

📦Other

↑ 6.5%

Smithtown CDP, NY

$1,667

Denver, CO

$1,774

Difference

$108

🛒Groceries

↓ 2.4%

Smithtown CDP, NY

$1,055

Denver, CO

$1,029

Difference

$25.45

less

⚡All Utilities

↓ 4.4%

Smithtown CDP, NY

$543

Denver, CO

$519

Difference

$23.99

less

🏥Healthcare

↑ 1.5%

Smithtown CDP, NY

$623

Denver, CO

$632

Difference

$9.43

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Smithtown CDP, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,013

To$1,720

↓ $293

1 Bed

From$2,368

To$1,840

↓ $528

2 Bed

From$2,925

To$2,190

↓ $735

3 Bed

From$4,040

To$2,870

↓ $1,170

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,840

Monthly in Smithtown CDP, NY

$8,665

Monthly in Denver, CO

$2,175

Difference

Home Values

Smithtown CDP

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Smithtown CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Smithtown CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.