Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $1.0K/month moving to St. Louis, MO

$150.0K in your current city equals $137.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area
Overall Cost
13.9%
Less expensive
Monthly Impact
$1,039
Savings
Annual Impact
$12.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Smyrna, GA

Population:57K
Cost Index:
100
100 = national average
Median Home:$437K

St. Louis, MO

Population:302K
Cost Index:
86
(14% below avg)
Median Home:$145K

Smyrna, GA

The Peach State

57K
Population
State Tax
Yes

Located in Georgia, this city has a population of 57K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Smyrna, GA vs St. Louis, MO

Housing
16.9%
Smyrna, GA
$2,251
St. Louis, MO
$1,871
Difference
$380
less
Other
12.4%
Smyrna, GA
$1,834
St. Louis, MO
$1,607
Difference
$227
less
Transportation
11.9%
Smyrna, GA
$1,380
St. Louis, MO
$1,216
Difference
$164
less
Healthcare
8.3%
Smyrna, GA
$575
St. Louis, MO
$527
Difference
$47.88
less
All Utilities
6.2%
Smyrna, GA
$571
St. Louis, MO
$535
Difference
$35.19
less
Groceries
1.4%
Smyrna, GA
$936
St. Louis, MO
$949
Difference
$12.95
more

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Smyrna, GA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,441
To$910
$531
1 Bed
From$1,510
To$950
$560
2 Bed
From$1,656
To$1,160
$496
3 Bed
From$1,984
To$1,490
$494
Smyrna, GAZIP-level data

1BR range: $1,840$1,890/mo

St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,546
Monthly in Smyrna, GA
$6,705
Monthly in St. Louis, MO
$840
Difference

Home Values

Smyrna
St. Louis
$437K
Median Value
$145K
↓ -3.2%
YoY Change
↓ -0.8%
↑ +29.6%
5-Year Change
↑ +10.9%
$437K - $438K
Price Range
$38K - $302K

Homes in St. Louis are 67% less expensive than Smyrna

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$524
Per year
Monthly Difference
$43.63
More take-home
Effective Rate Diff
0.3%
Rate difference

Smyrna, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Smyrna, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Smyrna
St. Louis
50 Good
Air Quality
54 Moderate
50.8%
Good Air Days
38%
96 High
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🫨
+2.7°F
2050 Outlook
+3.0°F
28 days
Heat Days >95°F
39 days
+2.7°F
2050 Outlook
+3.0°F
28 days
Heat Days >95°F
39 days

What to Consider When Moving from Smyrna, GA to St. Louis, MO

Relocating from Smyrna, GA to St. Louis, MO involves more than just comparing rent prices. While the overall cost of living is about 14% lower in St. Louis, MO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in St. Louis, MO is 17% cheaper than in Smyrna, GA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in St. Louis, MO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in St. Louis, MO to match your current standard of living in Smyrna, GA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit St. Louis, MO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Smyrna, GA vs St. Louis, MO

Is St. Louis, MO cheaper than Smyrna, GA?

Yes, St. Louis, MO is about 13.9% cheaper than Smyrna, GA. You could save approximately $1,039/month on a $150,000 salary. Housing costs are 17% lower in St. Louis, MO.

What salary do I need in St. Louis, MO to match my lifestyle in Smyrna, GA?

If you currently earn $150,000 in Smyrna, GA, you would need approximately $137,532 in St. Louis, MO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Smyrna, GA and St. Louis, MO?

A two-bedroom apartment averages $1,656/month in Smyrna, GA compared to $1,160/month in St. Louis, MO. One-bedroom apartments are $1,510/month in Smyrna, GA vs $950/month in St. Louis, MO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Smyrna, GA or St. Louis, MO?

Groceries are about 1% more expensive in St. Louis, MO than in Smyrna, GA, which adds roughly $12.95/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Smyrna, GA to St. Louis, MO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Georgia and Missouri on TaxTakeHome.com

Similar cost to St. Louis, MO

Other cities in a similar price range

Want to compare different cities?

New Comparison