Is St. Louis, MO cheaper than Smyrna, TN?

Based on cost of living data, St. Louis, MO is 10.7% cheaper than Smyrna, TN. This translates to saving $804 per month.

What salary do I need in St. Louis, MO to live like I do in Smyrna, TN?

If you earn $150,000 in Smyrna, TN, you'd need approximately $140,356.468 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Smyrna, TN and St. Louis, MO?

Housing in St. Louis, MO is 17.1% cheaper than in Smyrna, TN. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,319/month in Smyrna, TN.

How much can I save per month by moving from Smyrna, TN to St. Louis, MO?

Moving from Smyrna, TN to St. Louis, MO could save you approximately $804 per month, or $9644 per year, based on a $150,000 salary.

Smyrna, TN vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Smyrna, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Smyrna, TN

Numbers update automatically as you type

You'd save $804/month moving to St. Louis, MO

$150.0K in your current city equals $140.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↓ 10.7%

Less expensive

Monthly Impact

$804

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Smyrna, TN

Population:57K

Cost Index:100

Median Home:$399K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Smyrna, TN

The Volunteer State

57K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 57K residents.

💡 Advantage: Tennessee has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Smyrna, TN vs St. Louis, MO

Category	Smyrna, TN	St. Louis, MO	Difference	Change
🏠Housing	$2,257/mo	$1,871/mo	↓ $386less	17.1%
📦Other	$1,837/mo	$1,607/mo	↓ $230less	12.5%
🏥Healthcare	$591/mo	$527/mo	↓ $63.93less	10.8%
⚡All Utilities	$505/mo	$535/mo	↑ $30.60more	6.1%
🛒Groceries	$923/mo	$949/mo	↑ $25.97more	2.8%
🚗Transportation	$1,215/mo	$1,216/mo	↑ $1.00more	0.1%

🏠Housing

↓ 17.1%

Smyrna, TN

$2,257

St. Louis, MO

$1,871

Difference

$386

less

📦Other

↓ 12.5%

Smyrna, TN

$1,837

St. Louis, MO

$1,607

Difference

$230

less

🏥Healthcare

↓ 10.8%

Smyrna, TN

$591

St. Louis, MO

$527

Difference

$63.93

less

⚡All Utilities

↑ 6.1%

Smyrna, TN

$505

St. Louis, MO

$535

Difference

$30.60

🛒Groceries

↑ 2.8%

Smyrna, TN

$923

St. Louis, MO

$949

Difference

$25.97

🚗Transportation

↑ 0.1%

Smyrna, TN

$1,215

St. Louis, MO

$1,216

Difference

$1.00

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Smyrna, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,150

To$910

↓ $240

1 Bed

From$1,206

To$950

↓ $256

2 Bed

From$1,319

To$1,160

↓ $159

3 Bed

From$1,689

To$1,490

↓ $199

Smyrna, TNZIP-level data

1BR range: $1,500–$1,500/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,327

Monthly in Smyrna, TN

$6,705

Monthly in St. Louis, MO

$622

Difference

Home Values

Smyrna

St. Louis

$399K

Median Value

$145K

↓ -0.1%

YoY Change

↓ -0.8%

↑ +35.3%

5-Year Change

↑ +10.9%

$399K

Price Range

$38K - $302K

Homes in St. Louis are 64% less expensive than Smyrna

Calculate payment - Smyrna Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Smyrna, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Smyrna, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.