Somerset, TX vs Huachuca City, AZ: Cost of Living

Which city costs less?

Huachuca City, AZ has a modeled overall cost index 10.6% higher than Somerset, TX.

Somerset, TX · modeled 2BR rent
$1,090 / month
Huachuca City, AZ · modeled 2BR rent
$1,190 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Somerset, TX and Huachuca City, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $817/month in Huachuca City, AZ

$150,000 in your current city has a modeled equivalent of $159,802 in Huachuca City, AZ

Regional cost estimates: Somerset, TX uses San Antonio, TX. Huachuca City, AZ uses Tucson, AZ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 10.6%
More expensive
Monthly Impact
$817
Extra cost
Annual Impact
$9.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Somerset, TX

Population:2K
Cost Index:
77.7
100 = national average
Typical Home:$227K

Huachuca City, AZ

Population:2K
Cost Index:
85.9
100 = national average
Typical Home:$214K

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Somerset, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Huachuca City, AZ

The Grand Canyon State

2K
Population
State Tax
Yes

Located in Arizona, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Somerset, TX vs Huachuca City, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 15.9%
Somerset, TX
$1,786
Huachuca City, AZ
$2,069
Difference
$284
more
Housing
↑ 11.9%
Somerset, TX
$2,048
Huachuca City, AZ
$2,292
Difference
$243
more
Groceries
↑ 14.2%
Somerset, TX
$1,072
Huachuca City, AZ
$1,224
Difference
$152
more
Transportation
↑ 5.8%
Somerset, TX
$1,395
Huachuca City, AZ
$1,475
Difference
$80.65
more
Healthcare
↑ 9.7%
Somerset, TX
$618
Huachuca City, AZ
$678
Difference
$59.96
more
All Utilities
↓ 0.5%
Somerset, TX
$582
Huachuca City, AZ
$578
Difference
$3.17
less

🏠Rent Comparison

Studio
From$820
To$840
↑ $20.00
1 Bed
From$960
To$1,050
↑ $90.00
2 Bed
From$1,090
To$1,190
↑ $100
3 Bed
From$1,410
To$1,660
↑ $250
Somerset, TXZIP-level data

1BR range: $960–$960/mo

Huachuca City, AZZIP-level data

1BR range: $1,050–$1,050/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Somerset, TX
$8,317
Monthly in Huachuca City, AZ
$817
Difference

Home Values

Somerset
Huachuca City
$227K
Median Value
$214K
↑ +0.6%
YoY Change
↓ -0.2%
↑ +11.3%
5-Year Change
↑ +26.1%

Homes in Huachuca City are 6% less expensive than Somerset

Calculate payment - SomersetCalculate payment - Huachuca City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Somerset, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Huachuca City, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Somerset, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Huachuca City, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Somerset
Huachuca City
52 Moderate
Air Quality
56 Moderate
47.5%
Good Air Days
30.9%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
147 days
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
147 days

Before moving from Somerset, TX to Huachuca City, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Huachuca City, AZ for the same bedroom count and included utilities as your home in Somerset, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Somerset to Huachuca City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Huachuca City, AZ by cost, housing, population and region.

Frequently Asked Questions: Somerset, TX vs Huachuca City, AZ

How do the cost estimates for Somerset, TX and Huachuca City, AZ compare?

Huachuca City, AZ has a modeled overall cost index 10.6% higher than Somerset, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Somerset, TX, the model estimates $159,802 in Huachuca City, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Somerset, TX and Huachuca City, AZ?

The modeled two-bedroom rents are $1,090/month in Somerset, TX and $1,190/month in Huachuca City, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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