Is Nashville, TN cheaper than Somerville, MA?

Based on cost of living data, Nashville, TN is 27.5% cheaper than Somerville, MA. This translates to saving $2062 per month.

What salary do I need in Nashville, TN to live like I do in Somerville, MA?

If you earn $150,000 in Somerville, MA, you'd need approximately $125,250.397 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Somerville, MA and Nashville, TN?

Housing in Nashville, TN is 41.4% cheaper than in Somerville, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,812/month in Somerville, MA.

How much can I save per month by moving from Somerville, MA to Nashville, TN?

Moving from Somerville, MA to Nashville, TN could save you approximately $2062 per month, or $24750 per year, based on a $150,000 salary.

Somerville, MA vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Somerville, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Somerville, MA

Numbers update automatically as you type

You'd save $2.1K/month moving to Nashville, TN

$150.0K in your current city equals $125.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 27.5%

Less expensive

Monthly Impact

$2,062

Savings

Annual Impact

$24.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Somerville, MA

Population:80K

Cost Index:100

Median Home:$911K

Nashville, TN

Population:689K

Cost Index:73

Median Home:$489K

Somerville, MA

The Bay State

80K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 80K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Somerville, MA vs Nashville, TN

Category	Somerville, MA	Nashville, TN	Difference	Change
🏠Housing	$4,527/mo	$2,651/mo	↓ $1,876less	41.4%
🚗Transportation	$1,745/mo	$1,284/mo	↓ $461less	26.4%
📦Other	$1,740/mo	$1,942/mo	↑ $202more	11.6%
⚡All Utilities	$699/mo	$519/mo	↓ $180less	25.7%
🏥Healthcare	$726/mo	$607/mo	↓ $119less	16.4%
🛒Groceries	$1,054/mo	$949/mo	↓ $105less	9.9%

🏠Housing

↓ 41.4%

Somerville, MA

$4,527

Nashville, TN

$2,651

Difference

$1,876

less

🚗Transportation

↓ 26.4%

Somerville, MA

$1,745

Nashville, TN

$1,284

Difference

$461

less

📦Other

↑ 11.6%

Somerville, MA

$1,740

Nashville, TN

$1,942

Difference

$202

⚡All Utilities

↓ 25.7%

Somerville, MA

$699

Nashville, TN

$519

Difference

$180

less

🏥Healthcare

↓ 16.4%

Somerville, MA

$726

Nashville, TN

$607

Difference

$119

less

🛒Groceries

↓ 9.9%

Somerville, MA

$1,054

Nashville, TN

$949

Difference

$105

less

🏠Rent Comparison

Studio

From$2,253

To$1,600

↓ $653

1 Bed

From$2,367

To$1,680

↓ $687

2 Bed

From$2,812

To$1,840

↓ $972

3 Bed

From$3,371

To$2,350

↓ $1,021

Somerville, MAZIP-level data

1BR range: $2,820–$3,060/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,491

Monthly in Somerville, MA

$7,952

Monthly in Nashville, TN

$2,539

Difference

Home Values

Somerville

Nashville

$911K

Median Value

$489K

↑ +1.1%

YoY Change

↓ -2.1%

↑ +14.2%

5-Year Change

↑ +32.1%

$821K - $1.02M

Price Range

$320K - $1.16M

Homes in Nashville are 46% less expensive than Somerville

Calculate payment - Somerville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Somerville, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Somerville, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.