South Boston, VA vs West Point, MS: Cost of Living

Which city costs less?

West Point, MS has a modeled overall cost index 17.1% lower than South Boston, VA.

South Boston, VA · modeled 2BR rent: $910 / month
West Point, MS · modeled 2BR rent: $850 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare South Boston, VA and West Point, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in South Boston, VA

Numbers update automatically as you type

Estimated savings: $1,244/month in West Point, MS

$150,000 in your current city has a modeled equivalent of $135,073 in West Point, MS

Regional cost estimates: South Boston, VA uses Durham, NC. West Point, MS uses Birmingham, AL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 17.1%

Less expensive

Monthly Impact

$1,244

Savings

Annual Impact

$14.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

South Boston, VA

Population:8K

Cost Index:

92.2

100 = national average

Typical Home:$143K

West Point, MS

Population:10K

Cost Index:

76.4

100 = national average

Typical Home:$143K

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South Boston, VA

The Old Dominion State

Population

State Tax

Yes

Located in Virginia, this city has a population of 8K residents.

West Point, MS

The Magnolia State

10K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: South Boston, VA vs West Point, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	South Boston, VA	West Point, MS	Difference	Change
Housing	$2,353/mo	$1,627/mo	↓ $726less	30.9%
Other	$1,717/mo	$1,479/mo	↓ $238less	13.9%
Transportation	$1,266/mo	$1,130/mo	↓ $136less	10.8%
Healthcare	$617/mo	$516/mo	↓ $102less	16.5%
Groceries	$985/mo	$962/mo	↓ $23.38less	2.4%
All Utilities	$561/mo	$542/mo	↓ $18.79less	3.3%

Housing

↓ 30.9%

South Boston, VA

$2,353

West Point, MS

$1,627

Difference

$726

less

Other

↓ 13.9%

South Boston, VA

$1,717

West Point, MS

$1,479

Difference

$238

less

Transportation

↓ 10.8%

South Boston, VA

$1,266

West Point, MS

$1,130

Difference

$136

less

Healthcare

↓ 16.5%

South Boston, VA

$617

West Point, MS

$516

Difference

$102

less

Groceries

↓ 2.4%

South Boston, VA

$985

West Point, MS

$962

Difference

$23.38

less

All Utilities

↓ 3.3%

South Boston, VA

$561

West Point, MS

$542

Difference

$18.79

less

🏠Rent Comparison

Studio

From$790

To$730

↓ $60.00

1 Bed

From$830

To$760

↓ $70.00

2 Bed

From$910

To$850

↓ $60.00

3 Bed

From$1,180

To$1,170

↓ $10.00

South Boston, VAZIP-level data

1BR range: $830–$830/mo

West Point, MSZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in South Boston, VA

$6,256

Monthly in West Point, MS

$1,244

Difference

Home Values

South Boston

West Point

$143K

Median Value

$143K

↑ +3.9%

YoY Change

↓ -6.5%

↑ +35.1%

5-Year Change

↑ +13.9%

Calculate payment - South Boston Calculate payment - West Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.0K

Per year

Monthly Difference

$84.79

More take-home

Effective Rate Diff

0.7%

Rate difference

South Boston, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

West Point, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Additional Tax Information

South Boston, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

West Point, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

South Boston

West Point

51 Moderate

Air Quality

57 Moderate

46.4%

Good Air Days

26%

90 Moderate

Climate Risk

98 High

🌪💨

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.5°F

36 days

Heat Days >95°F

41 days

▲+2.7°F

2050 Outlook

▲+2.5°F

36 days

Heat Days >95°F

41 days

Before moving from South Boston, VA to West Point, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in West Point, MS for the same bedroom count and included utilities as your home in South Boston, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your South Boston to West Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Point, MS by cost, housing, population and region.

Frequently Asked Questions: South Boston, VA vs West Point, MS

How do the cost estimates for South Boston, VA and West Point, MS compare?

West Point, MS has a modeled overall cost index 17.1% lower than South Boston, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in South Boston, VA, the model estimates $135,073 in West Point, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for South Boston, VA and West Point, MS?

The modeled two-bedroom rents are $910/month in South Boston, VA and $850/month in West Point, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Mississippi on TaxTakeHome.com

Where your money goes further

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