Is St. Louis, MO cheaper than South Laurel, MD?

Based on cost of living data, St. Louis, MO is 38.6% cheaper than South Laurel, MD. This translates to saving $2892 per month.

What salary do I need in St. Louis, MO to live like I do in South Laurel, MD?

If you earn $150,000 in South Laurel, MD, you'd need approximately $115,293.11 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between South Laurel, MD and St. Louis, MO?

Housing in St. Louis, MO is 64.1% cheaper than in South Laurel, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,217/month in South Laurel, MD.

How much can I save per month by moving from South Laurel, MD to St. Louis, MO?

Moving from South Laurel, MD to St. Louis, MO could save you approximately $2892 per month, or $34707 per year, based on a $150,000 salary.

South Laurel, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 South Laurel, MD — COL adjusted from Washington, DC area + state data

Current salary in South Laurel, MD

Numbers update automatically as you type

You'd save $2.9K/month moving to St. Louis, MO

$150.0K in your current city equals $115.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 38.6%

Less expensive

Monthly Impact

$2,892

Savings

Annual Impact

$34.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

South Laurel, MD

Population:30K

Cost Index:100

Median Home:$556K

St. Louis, MO

Population:302K

Cost Index:61

Median Home:$145K

South Laurel, MD

The Old Line State

30K

Population

State Tax

Yes

Located in Maryland, this city has a population of 30K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: South Laurel, MD vs St. Louis, MO

Category	South Laurel, MD	St. Louis, MO	Difference	Change
🏠Housing	$5,208/mo	$1,871/mo	↓ $3,337less	64.1%
🚗Transportation	$1,756/mo	$1,216/mo	↓ $540less	30.8%
📦Other	$1,700/mo	$1,607/mo	↓ $92.88less	5.5%
🛒Groceries	$1,042/mo	$949/mo	↓ $92.36less	8.9%
🏥Healthcare	$610/mo	$527/mo	↓ $83.34less	13.7%
⚡All Utilities	$490/mo	$535/mo	↑ $45.00more	9.2%

🏠Housing

↓ 64.1%

South Laurel, MD

$5,208

St. Louis, MO

$1,871

Difference

$3,337

less

🚗Transportation

↓ 30.8%

South Laurel, MD

$1,756

St. Louis, MO

$1,216

Difference

$540

less

📦Other

↓ 5.5%

South Laurel, MD

$1,700

St. Louis, MO

$1,607

Difference

$92.88

less

🛒Groceries

↓ 8.9%

South Laurel, MD

$1,042

St. Louis, MO

$949

Difference

$92.36

less

🏥Healthcare

↓ 13.7%

South Laurel, MD

$610

St. Louis, MO

$527

Difference

$83.34

less

⚡All Utilities

↑ 9.2%

South Laurel, MD

$490

St. Louis, MO

$535

Difference

$45.00

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

South Laurel, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,505

To$910

↓ $595

1 Bed

From$1,742

To$950

↓ $792

2 Bed

From$2,217

To$1,160

↓ $1,057

3 Bed

From$3,088

To$1,490

↓ $1,598

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,806

Monthly in South Laurel, MD

$6,705

Monthly in St. Louis, MO

$4,101

Difference

Home Values

South Laurel

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

South Laurel, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

South Laurel, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.