Is Phoenix, AZ cheaper than South Miami Heights, FL?

Based on cost of living data, Phoenix, AZ is 11.3% cheaper than South Miami Heights, FL. This translates to saving $848 per month.

What salary do I need in Phoenix, AZ to live like I do in South Miami Heights, FL?

If you earn $150,000 in South Miami Heights, FL, you'd need approximately $139,823.314 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between South Miami Heights, FL and Phoenix, AZ?

Housing in Phoenix, AZ is 11.2% cheaper than in South Miami Heights, FL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,091/month in South Miami Heights, FL.

How much can I save per month by moving from South Miami Heights, FL to Phoenix, AZ?

Moving from South Miami Heights, FL to Phoenix, AZ could save you approximately $848 per month, or $10177 per year, based on a $150,000 salary.

South Miami Heights, FL vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 South Miami Heights, FL — COL adjusted from Miami, FL area + state data

Current salary in South Miami Heights, FL

Numbers update automatically as you type

You'd save $848/month moving to Phoenix, AZ

$150.0K in your current city equals $139.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 11.3%

Less expensive

Monthly Impact

$848

Savings

Annual Impact

$10.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

South Miami Heights, FL

Population:37K

Cost Index:100

Median Home:$510K

Phoenix, AZ

Population:1608K

Cost Index:89

Median Home:$414K

South Miami Heights, FL

The Sunshine State

37K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 37K residents.

💡 Advantage: Florida has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: South Miami Heights, FL vs Phoenix, AZ

Category	South Miami Heights, FL	Phoenix, AZ	Difference	Change
🏠Housing	$3,142/mo	$2,788/mo	↓ $353less	11.2%
📦Other	$1,980/mo	$1,677/mo	↓ $302less	15.3%
🚗Transportation	$1,383/mo	$1,489/mo	↑ $106more	7.7%
🛒Groceries	$1,050/mo	$963/mo	↓ $86.37less	8.2%
⚡All Utilities	$505/mo	$561/mo	↑ $56.29more	11.1%
🏥Healthcare	$572/mo	$589/mo	↑ $16.12more	2.8%

🏠Housing

↓ 11.2%

South Miami Heights, FL

$3,142

Phoenix, AZ

$2,788

Difference

$353

less

📦Other

↓ 15.3%

South Miami Heights, FL

$1,980

Phoenix, AZ

$1,677

Difference

$302

less

🚗Transportation

↑ 7.7%

South Miami Heights, FL

$1,383

Phoenix, AZ

$1,489

Difference

$106

🛒Groceries

↓ 8.2%

South Miami Heights, FL

$1,050

Phoenix, AZ

$963

Difference

$86.37

less

⚡All Utilities

↑ 11.1%

South Miami Heights, FL

$505

Phoenix, AZ

$561

Difference

$56.29

🏥Healthcare

↑ 2.8%

South Miami Heights, FL

$572

Phoenix, AZ

$589

Difference

$16.12

🏠Rent Comparison

Studio

From$1,488

To$1,390

↓ $98.00

1 Bed

From$1,689

To$1,510

↓ $179

2 Bed

From$2,091

To$1,750

↓ $341

3 Bed

From$2,814

To$2,330

↓ $484

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,631

Monthly in South Miami Heights, FL

$8,068

Monthly in Phoenix, AZ

$563

Difference

Home Values

South Miami Heights

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

South Miami Heights, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

South Miami Heights, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.