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Cost of Living Comparison 2026

๐Ÿ“ South Valley CDP, NM โ€” COL adjusted from Albuquerque, NM area + state data

$

Numbers update automatically as you type

You'd spend $1.1K/month more in Austin, TX

$150.0K in your current city equals $163.6K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 15.1%
More expensive
Monthly Impact
$1,136
Extra cost
Annual Impact
$13.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

South Valley CDP, NM

Population:38K
Cost Index:100
Median Home:$337K

Austin, TX

Population:979K
Cost Index:115
Median Home:$558K

South Valley CDP, NM

The Land of Enchantment

38K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 38K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: South Valley CDP, NM vs Austin, TX

๐Ÿ Housing
โ†‘ 48.8%
South Valley CDP, NM
$1,938
Austin, TX
$2,885
Difference
$947
more
๐Ÿ“ฆOther
โ†‘ 7.2%
South Valley CDP, NM
$1,624
Austin, TX
$1,741
Difference
$117
more
๐ŸฅHealthcare
โ†‘ 11.3%
South Valley CDP, NM
$529
Austin, TX
$589
Difference
$59.53
more
โšกAll Utilities
โ†‘ 10.9%
South Valley CDP, NM
$488
Austin, TX
$541
Difference
$53.15
more
๐Ÿ›’Groceries
โ†‘ 3.1%
South Valley CDP, NM
$931
Austin, TX
$959
Difference
$28.43
more
๐Ÿš—Transportation
โ†‘ 1.9%
South Valley CDP, NM
$1,260
Austin, TX
$1,284
Difference
$23.54
more

๐Ÿ Rent Comparison

Studio
From$600
To$1,585
โ†‘ $985
1 Bed
From$680
To$1,685
โ†‘ $1,005
2 Bed
From$840
To$1,995
โ†‘ $1,155
3 Bed
From$1,120
To$2,525
โ†‘ $1,405
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,770
Monthly in South Valley CDP, NM
$7,998
Monthly in Austin, TX
$1,229
Difference

Home Values

South Valley CDP
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

South Valley CDP, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

South Valley CDP, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

South Valley CDP
Austin
61 Moderate
Air Quality
52 Moderate
27.3%
Good Air Days
42.6%
94 High
Climate Risk
98 High
๐ŸŒŠ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
63 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
63 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Texas on TaxTakeHome.com

Where your money goes further

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