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Cost of Living Comparison 2026

๐Ÿ“ South Valley CDP, NM โ€” COL adjusted from Albuquerque, NM area + state data

$

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You'd spend $1.2K/month more in Phoenix, AZ

$150.0K in your current city equals $163.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 15.4%
More expensive
Monthly Impact
$1,153
Extra cost
Annual Impact
$13.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

South Valley CDP, NM

Population:38K
Cost Index:100
Median Home:$337K

Phoenix, AZ

Population:1608K
Cost Index:115
Median Home:$414K

South Valley CDP, NM

The Land of Enchantment

38K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 38K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: South Valley CDP, NM vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 43.9%
South Valley CDP, NM
$1,938
Phoenix, AZ
$2,788
Difference
$850
more
๐Ÿš—Transportation
โ†‘ 18.1%
South Valley CDP, NM
$1,260
Phoenix, AZ
$1,489
Difference
$228
more
โšกAll Utilities
โ†‘ 15.0%
South Valley CDP, NM
$488
Phoenix, AZ
$561
Difference
$73.37
more
๐ŸฅHealthcare
โ†‘ 11.3%
South Valley CDP, NM
$529
Phoenix, AZ
$589
Difference
$59.53
more
๐Ÿ“ฆOther
โ†‘ 3.3%
South Valley CDP, NM
$1,624
Phoenix, AZ
$1,677
Difference
$53.83
more
๐Ÿ›’Groceries
โ†‘ 3.5%
South Valley CDP, NM
$931
Phoenix, AZ
$963
Difference
$32.43
more

๐Ÿ Rent Comparison

Studio
From$600
To$1,390
โ†‘ $790
1 Bed
From$680
To$1,510
โ†‘ $830
2 Bed
From$840
To$1,750
โ†‘ $910
3 Bed
From$1,120
To$2,330
โ†‘ $1,210
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,770
Monthly in South Valley CDP, NM
$8,068
Monthly in Phoenix, AZ
$1,298
Difference

Home Values

South Valley CDP
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.8K
Per year
Monthly Difference
$153
More take-home
Effective Rate Diff
1.2%
Rate difference

South Valley CDP, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

South Valley CDP, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

South Valley CDP
Phoenix
61 Moderate
Air Quality
77 Moderate
27.3%
Good Air Days
9%
94 High
Climate Risk
100 Very High
๐ŸŒŠ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
63 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
63 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Arizona on TaxTakeHome.com

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