South Whitley, IN vs Thorp, WI: Cost of Living

Which city costs less?

Thorp, WI has a modeled overall cost index 6.7% higher than South Whitley, IN.

South Whitley, IN · modeled 2BR rent
$980 / month
Thorp, WI · modeled 2BR rent
$1,000 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare South Whitley, IN and Thorp, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $540/month in Thorp, WI

$150,000 in your current city has a modeled equivalent of $156,480 in Thorp, WI

Regional cost estimates: South Whitley, IN uses Fort Wayne, IN. Thorp, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.7%
More expensive
Monthly Impact
$540
Extra cost
Annual Impact
$6.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

South Whitley, IN

Population:2K
Cost Index:
74.0
100 = national average
Typical Home:$228K

Thorp, WI

Population:2K
Cost Index:
79.0
100 = national average
Typical Home:$226K

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South Whitley, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

Thorp, WI

The Badger State

2K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: South Whitley, IN vs Thorp, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 25.4%
South Whitley, IN
$1,907
Thorp, WI
$2,391
Difference
$483
more
Healthcare
↑ 19.2%
South Whitley, IN
$719
Thorp, WI
$857
Difference
$138
more
All Utilities
↓ 7.1%
South Whitley, IN
$620
Thorp, WI
$576
Difference
$44.33
less
Other
↓ 2.4%
South Whitley, IN
$1,736
Thorp, WI
$1,695
Difference
$40.92
less
Groceries
↑ 2.8%
South Whitley, IN
$1,134
Thorp, WI
$1,166
Difference
$32.17
more
Transportation
↓ 2.1%
South Whitley, IN
$1,384
Thorp, WI
$1,356
Difference
$28.42
less

🏠Rent Comparison

Studio
From$770
To$740
↓ $30.00
1 Bed
From$810
To$780
↓ $30.00
2 Bed
From$980
To$1,000
↑ $20.00
3 Bed
From$1,230
To$1,270
↑ $40.00
South Whitley, INZIP-level data

1BR range: $810–$810/mo

Thorp, WIZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in South Whitley, IN
$8,040
Monthly in Thorp, WI
$540
Difference

Home Values

South Whitley
Thorp
$228K
Median Value
$226K
↑ +5.7%
YoY Change
↑ +13.2%
↑ +46.4%
5-Year Change
↑ +37.7%

Homes in Thorp are 1% less expensive than South Whitley

Calculate payment - South WhitleyCalculate payment - Thorp

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.0K
More taxes
Monthly Difference
$334
Less take-home
Effective Rate Diff
2.7%
Rate difference

South Whitley, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Thorp, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

South Whitley, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Thorp, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

South Whitley
Thorp
45 Good
Air Quality
36 Good
62.6%
Good Air Days
72.4%
91 Moderate
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.7°F
17 days
Heat Days >95°F
14 days
▲+3.1°F
2050 Outlook
▲+3.7°F
17 days
Heat Days >95°F
14 days

Before moving from South Whitley, IN to Thorp, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Thorp, WI for the same bedroom count and included utilities as your home in South Whitley, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your South Whitley to Thorp moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Thorp, WI by cost, housing, population and region.

Frequently Asked Questions: South Whitley, IN vs Thorp, WI

How do the cost estimates for South Whitley, IN and Thorp, WI compare?

Thorp, WI has a modeled overall cost index 6.7% higher than South Whitley, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in South Whitley, IN, the model estimates $156,480 in Thorp, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for South Whitley, IN and Thorp, WI?

The modeled two-bedroom rents are $980/month in South Whitley, IN and $1,000/month in Thorp, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Wisconsin on TaxTakeHome.com

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