Southern Shores, NC vs Tybee Island, GA: Cost of Living

Which city costs less?

Tybee Island, GA has a modeled overall cost index 15.0% lower than Southern Shores, NC.

Southern Shores, NC · modeled 2BR rent
$1,610 / month
Tybee Island, GA · modeled 2BR rent
$1,580 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Southern Shores, NC and Tybee Island, GA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $979/month in Tybee Island, GA

$150,000 in your current city has a modeled equivalent of $138,256 in Tybee Island, GA

Regional cost estimates: Southern Shores, NC uses Virginia Beach, VA. Tybee Island, GA uses Jacksonville, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 15.0%
Less expensive
Monthly Impact
$979
Savings
Annual Impact
$11.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Southern Shores, NC

Population:3K
Cost Index:
89.7
100 = national average
Typical Home:$760K

Tybee Island, GA

Population:3K
Cost Index:
76.2
100 = national average
Typical Home:$618K

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Southern Shores, NC

The Tar Heel State

3K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 3K residents.

Tybee Island, GA

The Peach State

3K
Population
State Tax
Yes

Located in Georgia, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Southern Shores, NC vs Tybee Island, GA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 24.6%
Southern Shores, NC
$2,356
Tybee Island, GA
$1,777
Difference
$579
less
Other
↓ 13.9%
Southern Shores, NC
$1,686
Tybee Island, GA
$1,451
Difference
$235
less
Transportation
↓ 6.9%
Southern Shores, NC
$1,232
Tybee Island, GA
$1,147
Difference
$84.40
less
Healthcare
↓ 12.9%
Southern Shores, NC
$650
Tybee Island, GA
$566
Difference
$84.13
less
Groceries
↑ 2.5%
Southern Shores, NC
$986
Tybee Island, GA
$1,011
Difference
$25.11
more
All Utilities
↓ 3.5%
Southern Shores, NC
$590
Tybee Island, GA
$569
Difference
$20.57
less

🏠Rent Comparison

Studio
From$1,260
To$1,370
↑ $110
1 Bed
From$1,470
To$1,440
↓ $30.00
2 Bed
From$1,610
To$1,580
↓ $30.00
3 Bed
From$2,050
To$2,100
↑ $50.00
Southern Shores, NCZIP-level data

1BR range: $1,470–$1,470/mo

Tybee Island, GAZIP-level data

1BR range: $1,440–$1,440/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Southern Shores, NC
$6,521
Monthly in Tybee Island, GA
$979
Difference

Home Values

Southern Shores
Tybee Island
$760K
Median Value
$618K
↓ -0.3%
YoY Change
↓ -7.8%
↑ +51.1%
5-Year Change
↑ +36%

Homes in Tybee Island are 19% less expensive than Southern Shores

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.3K
More taxes
Monthly Difference
$111
Less take-home
Effective Rate Diff
0.9%
Rate difference

Southern Shores, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Tybee Island, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

Southern Shores, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Tybee Island, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Southern Shores
Tybee Island
36 Good
Air Quality
50 Good
80.3%
Good Air Days
51.9%
58 Low
Climate Risk
97 High
None
Top Hazards
🌊🌅🌀
▲+2.5°F
2050 Outlook
▲+2.3°F
17 days
Heat Days >95°F
36 days
▲+2.5°F
2050 Outlook
▲+2.3°F
17 days
Heat Days >95°F
36 days

Before moving from Southern Shores, NC to Tybee Island, GA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Tybee Island, GA for the same bedroom count and included utilities as your home in Southern Shores, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Southern Shores to Tybee Island moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tybee Island, GA by cost, housing, population and region.

Frequently Asked Questions: Southern Shores, NC vs Tybee Island, GA

How do the cost estimates for Southern Shores, NC and Tybee Island, GA compare?

Tybee Island, GA has a modeled overall cost index 15.0% lower than Southern Shores, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Southern Shores, NC, the model estimates $138,256 in Tybee Island, GA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Southern Shores, NC and Tybee Island, GA?

The modeled two-bedroom rents are $1,610/month in Southern Shores, NC and $1,580/month in Tybee Island, GA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Georgia on TaxTakeHome.com

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