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Cost of Living Comparison 2026

๐Ÿ“ Southgate, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Phoenix, AZ

$150.0K in your current city equals $173.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 25.7%
More expensive
Monthly Impact
$1,929
Extra cost
Annual Impact
$23.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Southgate, MI

Population:29K
Cost Index:100
Median Home:$186K

Phoenix, AZ

Population:1608K
Cost Index:126
Median Home:$414K

Southgate, MI

The Great Lakes State

29K
Population
State Tax
Yes

Located in Michigan, this city has a population of 29K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Southgate, MI vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 113.0%
Southgate, MI
$1,309
Phoenix, AZ
$2,788
Difference
$1,479
more
๐Ÿ“ฆOther
โ†‘ 7.4%
Southgate, MI
$1,562
Phoenix, AZ
$1,677
Difference
$116
more
๐Ÿ›’Groceries
โ†‘ 5.1%
Southgate, MI
$917
Phoenix, AZ
$963
Difference
$46.42
more
๐ŸฅHealthcare
โ†‘ 8.1%
Southgate, MI
$545
Phoenix, AZ
$589
Difference
$44.04
more
๐Ÿš—Transportation
โ†‘ 1.6%
Southgate, MI
$1,465
Phoenix, AZ
$1,489
Difference
$23.54
more
โšกAll Utilities
โ†‘ 4.2%
Southgate, MI
$538
Phoenix, AZ
$561
Difference
$22.87
more

๐Ÿ Rent Comparison

Studio
From$753
To$1,390
โ†‘ $637
1 Bed
From$840
To$1,510
โ†‘ $670
2 Bed
From$1,055
To$1,750
โ†‘ $695
3 Bed
From$1,285
To$2,330
โ†‘ $1,045
Southgate, MIZIP-level data

1BR range: $1,060โ€“$1,060/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,336
Monthly in Southgate, MI
$8,068
Monthly in Phoenix, AZ
$1,732
Difference

Home Values

Southgate
Phoenix
$186K
Median Value
$414K
โ†‘ +3.4%
YoY Change
โ†“ -3.1%
โ†‘ +35.8%
5-Year Change
โ†‘ +30.2%
$186K
Price Range
$274K - $957K

Homes in Phoenix are 123% more expensive than Southgate

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.1K
Per year
Monthly Difference
$95.18
More take-home
Effective Rate Diff
0.8%
Rate difference

Southgate, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Southgate, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Southgate
Phoenix
55 Moderate
Air Quality
77 Moderate
32.8%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
10 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
10 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Arizona on TaxTakeHome.com

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