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Cost of Living Comparison 2026

๐Ÿ“ Southgate, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Tampa, FL

$150.0K in your current city equals $172.9K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 25.5%
More expensive
Monthly Impact
$1,910
Extra cost
Annual Impact
$22.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Southgate, MI

Population:29K
Cost Index:100
Median Home:$186K

Tampa, FL

Population:385K
Cost Index:125
Median Home:$367K

Southgate, MI

The Great Lakes State

29K
Population
State Tax
Yes

Located in Michigan, this city has a population of 29K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Southgate, MI vs Tampa, FL

๐Ÿ Housing
โ†‘ 106.5%
Southgate, MI
$1,309
Tampa, FL
$2,703
Difference
$1,394
more
๐Ÿ“ฆOther
โ†‘ 15.8%
Southgate, MI
$1,562
Tampa, FL
$1,808
Difference
$246
more
๐Ÿš—Transportation
โ†“ 12.4%
Southgate, MI
$1,465
Tampa, FL
$1,284
Difference
$181
less
๐Ÿ›’Groceries
โ†‘ 11.2%
Southgate, MI
$917
Tampa, FL
$1,019
Difference
$102
more
โšกAll Utilities
โ†‘ 6.6%
Southgate, MI
$538
Tampa, FL
$574
Difference
$35.43
more
๐ŸฅHealthcare
โ†‘ 4.7%
Southgate, MI
$545
Tampa, FL
$570
Difference
$25.46
more

๐Ÿ Rent Comparison

Studio
From$753
To$1,850
โ†‘ $1,097
1 Bed
From$840
To$1,960
โ†‘ $1,120
2 Bed
From$1,055
To$2,290
โ†‘ $1,235
3 Bed
From$1,285
To$2,930
โ†‘ $1,645
Southgate, MIZIP-level data

1BR range: $1,060โ€“$1,060/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,336
Monthly in Southgate, MI
$7,958
Monthly in Tampa, FL
$1,622
Difference

Home Values

Southgate
Tampa
$186K
Median Value
$367K
โ†‘ +3.4%
YoY Change
โ†“ -4%
โ†‘ +35.8%
5-Year Change
โ†‘ +42.1%
$186K
Price Range
$251K - $989K

Homes in Tampa are 97% more expensive than Southgate

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Southgate, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Southgate, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Southgate
Tampa
55 Moderate
Air Quality
50 Good
32.8%
Good Air Days
52.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
10 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
10 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Florida on TaxTakeHome.com

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