Is Kansas City, MO cheaper than Southlake, TX?

Based on cost of living data, Kansas City, MO is 4.7% cheaper than Southlake, TX. This translates to saving $355 per month.

What salary do I need in Kansas City, MO to live like I do in Southlake, TX?

If you earn $150,000 in Southlake, TX, you'd need approximately $145,745.866 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Southlake, TX and Kansas City, MO?

Housing in Kansas City, MO is 2.5% more expensive than in Southlake, TX. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,135/month in Southlake, TX.

How much can I save per month by moving from Southlake, TX to Kansas City, MO?

Moving from Southlake, TX to Kansas City, MO could save you approximately $355 per month, or $4254 per year, based on a $150,000 salary.

Southlake, TX vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Southlake, TX — COL adjusted from Irving, TX area + state data

Current salary in Southlake, TX

Numbers update automatically as you type

You'd save $355/month moving to Kansas City, MO

$150.0K in your current city equals $145.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$355

Savings

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Southlake, TX

Population:31K

Cost Index:100

Median Home:$373K

Kansas City, MO

Population:508K

Cost Index:95

Median Home:$257K

Southlake, TX

The Lone Star State

31K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 31K residents.

💡 Advantage: Texas has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Southlake, TX vs Kansas City, MO

Category	Southlake, TX	Kansas City, MO	Difference	Change
📦Other	$1,661/mo	$1,607/mo	↓ $54.17less	3.3%
🏠Housing	$2,053/mo	$2,105/mo	↑ $51.79more	2.5%
🚗Transportation	$1,238/mo	$1,216/mo	↓ $22.52less	1.8%
⚡All Utilities	$550/mo	$535/mo	↓ $14.28less	2.6%
🏥Healthcare	$617/mo	$607/mo	↓ $10.14less	1.6%
🛒Groceries	$957/mo	$949/mo	↓ $7.29less	0.8%

📦Other

↓ 3.3%

Southlake, TX

$1,661

Kansas City, MO

$1,607

Difference

$54.17

less

🏠Housing

↑ 2.5%

Southlake, TX

$2,053

Kansas City, MO

$2,105

Difference

$51.79

🚗Transportation

↓ 1.8%

Southlake, TX

$1,238

Kansas City, MO

$1,216

Difference

$22.52

less

⚡All Utilities

↓ 2.6%

Southlake, TX

$550

Kansas City, MO

$535

Difference

$14.28

less

🏥Healthcare

↓ 1.6%

Southlake, TX

$617

Kansas City, MO

$607

Difference

$10.14

less

🛒Groceries

↓ 0.8%

Southlake, TX

$957

Kansas City, MO

$949

Difference

$7.29

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Southlake, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$771

To$1,180

↑ $409

1 Bed

From$892

To$1,280

↑ $388

2 Bed

From$1,135

To$1,460

↑ $325

3 Bed

From$1,541

To$1,900

↑ $359

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,076

Monthly in Southlake, TX

$7,020

Monthly in Kansas City, MO

$56.61

Difference

Home Values

Southlake

Kansas City

Median Value

$257K

YoY Change

↑ +0.6%

5-Year Change

↑ +32.2%

Price Range

$80K - $587K

Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Southlake, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Southlake, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.