Is Nashville, TN cheaper than Southlake, TX?

Based on cost of living data, Nashville, TN is 9.0% more expensive than Southlake, TX. This translates to spending an extra $678 per month.

What salary do I need in Nashville, TN to live like I do in Southlake, TX?

If you earn $150,000 in Southlake, TX, you'd need approximately $158,131.38 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Southlake, TX and Nashville, TN?

Housing in Nashville, TN is 29.1% more expensive than in Southlake, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,135/month in Southlake, TX.

How much can I save per month by moving from Southlake, TX to Nashville, TN?

Living in Nashville, TN costs approximately $678 more per month than Southlake, TX, or $8131 more per year, based on a $150,000 salary.

Southlake, TX vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Southlake, TX — COL adjusted from Irving, TX area + state data

Current salary in Southlake, TX

Numbers update automatically as you type

You'd spend $678/month more in Nashville, TN

$150.0K in your current city equals $158.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 9.0%

More expensive

Monthly Impact

$678

Extra cost

Annual Impact

$8.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Southlake, TX

Population:31K

Cost Index:100

Median Home:$373K

Nashville, TN

Population:689K

Cost Index:109

Median Home:$489K

Southlake, TX

The Lone Star State

31K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 31K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Southlake, TX vs Nashville, TN

Category	Southlake, TX	Nashville, TN	Difference	Change
🏠Housing	$2,053/mo	$2,651/mo	↑ $598more	29.1%
📦Other	$1,661/mo	$1,942/mo	↑ $281more	16.9%
🚗Transportation	$1,238/mo	$1,284/mo	↑ $45.78more	3.7%
⚡All Utilities	$550/mo	$519/mo	↓ $30.67less	5.6%
🏥Healthcare	$617/mo	$607/mo	↓ $10.14less	1.6%
🛒Groceries	$957/mo	$949/mo	↓ $7.29less	0.8%

🏠Housing

↑ 29.1%

Southlake, TX

$2,053

Nashville, TN

$2,651

Difference

$598

📦Other

↑ 16.9%

Southlake, TX

$1,661

Nashville, TN

$1,942

Difference

$281

🚗Transportation

↑ 3.7%

Southlake, TX

$1,238

Nashville, TN

$1,284

Difference

$45.78

⚡All Utilities

↓ 5.6%

Southlake, TX

$550

Nashville, TN

$519

Difference

$30.67

less

🏥Healthcare

↓ 1.6%

Southlake, TX

$617

Nashville, TN

$607

Difference

$10.14

less

🛒Groceries

↓ 0.8%

Southlake, TX

$957

Nashville, TN

$949

Difference

$7.29

less

🏠Rent Comparison

Studio

From$771

To$1,600

↑ $829

1 Bed

From$892

To$1,680

↑ $788

2 Bed

From$1,135

To$1,840

↑ $705

3 Bed

From$1,541

To$2,350

↑ $809

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,076

Monthly in Southlake, TX

$7,952

Monthly in Nashville, TN

$876

Difference

Home Values

Southlake

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Southlake, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Southlake, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.