Speedway, IN vs Fairview Heights, IL: Cost of Living

Which city costs less?

Fairview Heights, IL has a modeled overall cost index 2.9% higher than Speedway, IN.

Speedway, IN · modeled 2BR rent
$1,370 / month
Fairview Heights, IL · modeled 2BR rent
$1,320 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Speedway, IN and Fairview Heights, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated extra cost: $160/month in Fairview Heights, IL

$150,000 in your current city has a modeled equivalent of $151,920 in Fairview Heights, IL

Regional cost estimates: Speedway, IN uses Indianapolis, IN. Fairview Heights, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.9%
More expensive
Monthly Impact
$160
Extra cost
Annual Impact
$1.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Speedway, IN

Population:14K
Cost Index:
79.2
100 = national average
Typical Home:$195K

Fairview Heights, IL

Population:16K
Cost Index:
81.5
100 = national average
Typical Home:$185K

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Speedway, IN

The Hoosier State

14K
Population
State Tax
Yes

Located in Indiana, this city has a population of 14K residents.

Fairview Heights, IL

The Prairie State

16K
Population
State Tax
Yes

Located in Illinois, this city has a population of 16K residents.

Cost Breakdown by Category

Estimated monthly spending: Speedway, IN vs Fairview Heights, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 4.0%
Speedway, IN
$1,798
Fairview Heights, IL
$1,869
Difference
$71.36
more
Transportation
↑ 5.3%
Speedway, IN
$1,344
Fairview Heights, IL
$1,414
Difference
$70.56
more
Healthcare
↓ 8.3%
Speedway, IN
$690
Fairview Heights, IL
$633
Difference
$57.14
less
Groceries
↑ 4.7%
Speedway, IN
$1,089
Fairview Heights, IL
$1,141
Difference
$51.64
more
All Utilities
↑ 8.0%
Speedway, IN
$596
Fairview Heights, IL
$644
Difference
$47.94
more
Housing
↓ 1.2%
Speedway, IN
$1,983
Fairview Heights, IL
$1,959
Difference
$24.38
less

🏠Rent Comparison

Studio
From$1,040
To$1,040
→ $0
1 Bed
From$1,180
To$1,080
↓ $100
2 Bed
From$1,370
To$1,320
↓ $50.00
3 Bed
From$1,770
To$1,700
↓ $70.00
Speedway, INZIP-level data

1BR range: $1,180–$1,180/mo

Fairview Heights, ILZIP-level data

1BR range: $1,080–$1,080/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Speedway, IN
$7,660
Monthly in Fairview Heights, IL
$160
Difference

Home Values

Speedway
Fairview Heights
$195K
Median Value
$185K
↑ +2.1%
YoY Change
↑ +2.8%
↑ +48.6%
5-Year Change
↑ +29.3%

Homes in Fairview Heights are 5% less expensive than Speedway

Calculate payment - SpeedwayCalculate payment - Fairview Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.6K
More taxes
Monthly Difference
$215
Less take-home
Effective Rate Diff
1.7%
Rate difference

Speedway, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Fairview Heights, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Speedway, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Fairview Heights, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Speedway
Fairview Heights
54 Moderate
Air Quality
54 Moderate
36.6%
Good Air Days
38%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days

Before moving from Speedway, IN to Fairview Heights, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fairview Heights, IL for the same bedroom count and included utilities as your home in Speedway, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Speedway to Fairview Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fairview Heights, IL by cost, housing, population and region.

Frequently Asked Questions: Speedway, IN vs Fairview Heights, IL

How do the cost estimates for Speedway, IN and Fairview Heights, IL compare?

Fairview Heights, IL has a modeled overall cost index 2.9% higher than Speedway, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Speedway, IN, the model estimates $151,920 in Fairview Heights, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Speedway, IN and Fairview Heights, IL?

The modeled two-bedroom rents are $1,370/month in Speedway, IN and $1,320/month in Fairview Heights, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Illinois on TaxTakeHome.com

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